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Changing Your Insurance Provider With No Lapse In Coverage

Changing insurance is easy as long as you purchase a new policy before your old policy expires. An insurance industry standard has been set up; this standard is that all policies, (auto, health, homeowners, etc.), will expire at 12:01 AM at the address of the policy owner.If you buy the policy before expiration, then set the effective date to your old policy expiration date. If you set the new policy effective date sooner, request a refund from your prior policy. Read more>