CarInsurance.com Article RSS Feed and Blogs

Why your Porsche is a sitting duck

2012-02-08T09:02:00Z

If you drive a pricey sports or luxury car, check your car insurance. Few drivers carry enough liability to repair or replace your fancy new ride.

Does a garage cut your car insurance?

2012-02-06T07:02:00Z

You might think four strong walls around your car would lower your insurance rates. You'd be wrong.

5 reasons to avoid salvage-title cars

2012-02-02T12:02:00Z

These salvage-title cars aren't bargains; they're minefields of safety, insurance and titling issues. Buy one and you're pretty much on your own...

Car insurers overcharge poor, watchdog says

2012-01-31T15:01:00Z

A new report alleges that car insurance companies use data about ZIP codes, occupations and credit histories as proxies for income -- and penalize the poor.

7 ways to drive like an idiot in snow

2012-01-30T13:01:00Z

Ice and snow complicate driving enough without amateur mistakes. Here are 7 telltale signs of a snow newbie.

7 ways to spy on your teen driver

2012-01-26T07:01:00Z

Technologies from bumper stickers to GPS can track a teen driver's behavior, and sometimes bring a car insurance discount.

When your hybrid burns down your house

2012-01-24T08:01:00Z

The minds behind an outrageous one-of-a-kind hybrid car, including rocker Neil Young, face a lawsuit for negligence. Would your policy cover your home-mechanic flubs?

Why your teen does not want to drive

2012-01-23T07:01:00Z

Teens are waiting longer before getting behind the wheel, which helps a bit on car insurance costs but may not make the roads much safer.

Bad drivers, busted on the Internet

2012-01-19T12:01:00Z

Police and car insurers know how to use the Internet, too, and the tale you tell on the Web can be held against you.

How your ZIP code drives up your car insurance

2012-01-18T07:01:00Z

Sure, your car and driving record influence your auto insurance rates -- but your ZIP code matters more than you might think.

Black box creates more car accident questions

2012-01-12T08:01:00Z

Black-box data released after a car accident has left Massachusetts’ lieutenant governor squirming.

Expensive car, cheap car insurance

2012-01-12T08:01:00Z

When you carry $10,000 worth of liability car insurance and hit something that costs more than that to replace, bad things happen.

Now your car can update your Facebook page

2012-01-11T11:01:00Z

Mercedes-Benz and Facebook introduce another activity for the highway that doesn't involve driving: Updating your status.

Fight a car-insurance-busting ticket

2012-01-10T06:01:00Z

If you decide to fight a speeding ticket -- either because you weren’t speeding or can’t afford the damage to your car insurance -- have a plan first.

Why teen car insurance is expensive: They’re bad drivers

2012-01-04T14:01:00Z

There is a reason car insurance for teenage drivers is expensive: They’re bad at driving. A new study finds the first few months especially perilous.

Car insurance: Save the big money first

2012-01-03T08:01:00Z

Sure, you can find discounts on car insurance. But the big savings come from shopping around or trying out “black box” coverage.

Saab owner? Add gap to your car insurance

2011-12-21T09:12:00Z

The quirky, troubled Saab brand finally calls it quits. Owners should look at adding gap coverage to their car insurance.

Cellphone tickets and your car insurance

2011-12-19T10:12:00Z

Federal safety experts propose a ban on driver cellphone use. Car insurance companies don’t see the need for total prohibition.

Does your car insurance cover an exotic rental?

2011-12-15T09:12:00Z

A day or a weekend in an exotic car can be a once-in-a-lifetime treat. Make sure you’ve checked your car insurance coverage.

Cheap car insurance: A panic button

2011-12-14T08:12:00Z

Safety leaders propose a consistent way to shut down a runaway car: a panic button that responds after a half-second.

Pot safer? Your car insurance doesn't care

2011-12-12T07:12:00Z

States with medical marijuana laws are recording fewer traffic fatalities. Researchers think pot may be replacing booze -- and keeping drunks off the road.

Car insurance doesn’t cover Christmas gifts

2011-12-09T10:12:00Z

The holidays are prime time for thieves – not just for gifts, but cars themselves. Here is what your car insurance covers.

Newest DUI strategy: Your car won't start

2011-12-07T14:12:00Z

Foes of drunken driving are backing laws that require ignition interlock devices to keep cars from starting. Your car insurance won’t pay for them.

Will your car insurance cover a wrecked Ferrari?

2011-12-05T10:12:00Z

A Ferrari driver starts a chain reaction -- and winds up mangling a dozen other very expensive cars. Will any car insurance policy cover this?

Where car insurance fraud is a sport

2011-12-02T10:12:00Z

In Florida, car insurance is a magnet for con men and inflated claims. Every Florida driver is paying hundreds more in premiums as a result.

The parking-lot car insurance claim

2011-12-01T00:12:00Z

A parked car isn't always blameless. Here's whose car insurance pays when one of the vehicles involved in an accident isn't moving.

$2.2 million car insurance claim is going to court

2011-11-29T14:11:00Z

A jury will decide if a car insurance company must pay a $2.2 million claim for a man who drove a high-powered Bugatti supercar into a swamp.

Avoid a DUI -- and car insurance disaster

2011-11-28T10:11:00Z

Two a.m. is no time to find out you've crossed the drunken-driving line. CarInsurance.com's new "What's Your Limit?" tool allows you to plan your night responsibly.

Does your car insurance cover oozing molten tar?

2011-11-23T11:11:00Z

Drivers who rolled through molten tar might want to let their car insurance company go after the culprit who dumped it, CarInsurance.com expert Penny Gusner says.

‘Acts of God’ and your car insurance

2011-11-22T07:11:00Z

Natural calamity can be expected, even if it can't be predicted. That's why you buy comprehensive car insurance coverage.

Hefty batteries make hybrids safer, study finds

2011-11-17T00:11:00Z

Hybrid cars rack up 25 percent fewer injury claims than otherwise identical non-hybrids, a study finds. They still cost more to insure.

Speed-trap warning could raise your car insurance

2011-11-16T12:11:00Z

Some states see a friendly headlight-flash as free speech -- and others will write you a ticket. Here’s how warning others of speed traps could affect your car insurance.

The most expensive states to insure a car

2011-11-14T00:11:00Z

Would you pay triple the price for a gallon of milk in Michigan? You pay triple the price for car insurance. Here are the states with whopping premiums on 2011 models.

How's My Driving? Dial my car insurance company

2011-11-11T00:11:00Z

Those 'How's My Driving' decals work for trucking companies. Could they work for your car insurer, too?

Can you legally drive without car insurance?

2011-11-09T06:11:00Z

What happens if you decide you can't afford car insurance? Nothing--until you have a wreck, get a ticket or register your car. And then you could lose everything.

Keep your license clean -- and car insurance cheap

2011-11-02T08:11:00Z

'Safe driver points' and traffic school can take the sting out of a ticket--and keep a traffic conviction from blowing your cheap insurance rates.

Report attacks use of red-light cameras

2011-10-31T07:10:00Z

About 700 local and state governments now outsource some traffic control to private contractors, creating a sometimes dangerous conflict in priorities, a new study says.

What a big ticket does to your car insurance

2011-10-21T13:10:00Z

Not all speeding tickets are created equal. Here’s what happens to your license and to your car insurance rates when you put the pedal to the metal.

How the recession totaled your car

2011-10-19T10:10:00Z

A devastated economy means you're probably driving an old car longer -- and we're totaling more cars nationwide as a result.

Will insurance pay for your cracked windshield?

2011-10-17T12:10:00Z

Your car's windshield is too important to leave cracked, even if your car insurer will usually pay without a peep. But be wary of fraud.

Totaled on the test drive: Who pays?

2011-10-14T12:10:00Z

You’re testing the limits of an unfamiliar car. Will your car insurance policy pay when you hit someone on the test drive?

Why the pizza guy doesn't have car insurance

2011-10-13T08:10:00Z

Pizza delivery and other commercial use of your car usually isn't covered by your personal car insurance policy. Your boss might not cover you or fix your car, either.

The spy living inside your car

2011-10-07T10:10:00Z

The black box recording your driving behavior the crucial few seconds before a crash is already there--and in some cases already providing data to investigators and car insurers.

Should a rich speeder pay more?

2011-10-04T12:10:00Z

Would a $3,000 ticket slow you down when a $300 fine can’t? Europe’s income-based fines result in some startling penalties.

New threat to your car: a ticked-off geek

2011-09-27T14:09:00Z

Technology that connects your car to the outside world can be a pathway for a determined hacker to compromise your privacy or safety. Learn more.

You hit a deer -- will your insurance cover it?

2011-09-27T09:09:00Z

Car-deer collisions rise dramatically in the fall, causing hundreds of millions of dollars in damage. Who pays?

This is as cheap as car insurance gets

2011-09-26T11:09:00Z

The cheapest insurance you can find is still not cheap. Liability-only insurance can cost $400 a year -- or many times that.

State Farm's In-Drive discount: What's the catch?

2011-09-21T15:09:00Z

State Farm's new usage-based discount piggybacks on OnStar, rewarding drivers for conservative habits with a premium cut of as much as 50 percent. Learn more.

Why safer cars make unsafe roads

2011-09-16T17:09:42Z

Would you text from the driver's seat of a Model T on bald tires? Here's how safety technology may actually make our roads less safe.

Speeding: When to hire a lawyer

2011-09-12T18:09:00Z

It's not the first speeding ticket that hurts. It's the second one -- and the higher rates that go with it -- that may have you dialing a lawyer.

Why it's illegal to drive too slowly

2011-09-09T18:09:45Z

Yes, you can be too careful on the highway, and a traffic ticket for driving too slow can have a negative impact on your driving record and insurance.

Ticket-proof car insurance: What's the catch?

2011-09-08T10:09:47Z

Erie Insurance's Rate Lock plan offers ticket-proof, accident-proof car insurance rates: Premiums don't rise unless you move or change cars.

Cop cars of the near future!

2011-09-02T10:09:00Z

Your insurance rates may depend on knowing these unfamiliar cars in your rearview mirror. Meet the new crop of cop cars.

What should an electric car sound like?

2011-08-30T16:08:00Z

Early data shows electric cars may be too quiet for pedestrians' good. As more EVs hit the road, the debate gets noisier and the chance of a big liability claim on your car insurance grows.

Bling is still the rage among car thieves

2011-08-25T10:08:00Z

Chrome and horsepower are nectar for car thieves as the Cadillac Escalade once again reigns over the IIHS' most-targeted list.

A parent's guide to insuring a teen driver

2011-08-23T17:08:00Z

A license to drive can turn a teenager into a time bomb, at least to your auto insurer. Here is what you need to know and do.

Why you're a bad driver, and I'm not

2011-08-22T10:08:54Z

If all drivers are as good as they say they are, then who's clogging up the roads and driving up your insurance rates?

Helmet-law battles heat up

2011-08-17T14:08:00Z

Motorcycle helmet laws remain controversial even after decades of experience. Repeal movements in Michigan and Delaware have odd twists.

The mixed message on cell phone use

2011-08-11T10:08:00Z

The evidence against cell phones is circumstantial -- and widespread. Two new reports offer differing viewpoints on what to do next.

Tickets that don't raise your insurance rates

2011-08-08T18:08:00Z

Don't lose sleep over the traffic tickets that won't raise your insurance rates. Learn which violations don't affect your premiums.

The town that stopped writing traffic tickets

2011-08-04T17:08:00Z

Police in one California city are looking at safety first -- and sometimes that means writing fewer tickets, not more.

1994 Honda Accord: Thieves' favorite target

2011-08-02T12:08:16Z

Car thieves like their targets common, Japanese and easy to steal.

Road food that won't kill you

2011-07-28T13:07:00Z

The best foods to eat while driving keep drips to a minimum and insurance premiums low. Find out which work best.

The biggest safety advance since the seat belt

2011-07-25T13:07:00Z

Every car sold in America now must have electronic stability control, widely hailed as the biggest lifesaver since the seat belt. It cuts insurance costs, too.

What a teenager does to your car insurance rates

2011-07-25T13:07:00Z

How much will your car insurance premiums go up when your teenager joins the ranks of licensed drivers? A lot. Find out how much.

Towing your dead car: Who ya gonna call?

2011-07-19T13:07:00Z

Towing insurance can cost you as little as $20 a year or many times that. But not having coverage could cost you much, much more.

'Snapshot' car insurance: What's the catch?

2011-07-14T15:07:00Z

Progressive's 'Snapshot' discount gives you an auto insurance break in exchange for a close-up view at your driving.

DUI: When to call a lawyer

2011-07-11T16:07:00Z

Do you really need to hire an attorney if you've been arrested for driving under the influence? Usually.

Lost your $400 key fob?

2011-07-07T10:07:00Z

Car insurance may or may not cover your key fob, depending on whether the fob has a gob of high-tech features.

Traffic tips from New York cabbies

2011-07-05T15:07:00Z

City streets are an intimidating minefield of potential scratches, dents and traffic tickets. Learn how taxi drivers do it every day.

Does a $20 sticker make your car safer?

2011-06-29T17:06:00Z

State auto safety-inspection programs are waning. But beware: Even a dozen air bags can't overcome bald tires or a horn that doesn't work.

Are American teens the worst-trained drivers in the world?

2011-06-28T13:06:00Z

Even graduated driver's licensing rules across the U.S. stack up poorly compared with demanding programs in other countries.

Pay your speeding ticket by picking up litter

2011-06-24T10:06:00Z

How to head off the traffic fines you can't pay or insurance-rate increases you can't handle.

What gap insurance does -- and does not -- cover

2011-06-20T10:06:00Z

The less you put down on your car, the more likely you are to need gap insurance if your car is ever totaled...

Here's how many car accidents you'll have

2011-06-17T11:06:00Z

Statistically, insurers expect you to file a claim every 17.9 years -- and you're already paying for your next one...

Great credit saves you $22,815 on your car insurance premiums

2011-06-15T15:06:00Z

People with credit scores above 750 are offered car insurance rates hundreds of dollars a year lower...

The safest ways to get 40 mpg

2011-06-10T14:06:00Z

Size still matters in car crash, but an increasing number of fuel-sipping models are earning top marks for safety as well...

Insuring your keepsake car

2011-06-09T10:06:00Z

Got an interesting car that you've made your own? Here's how to make sure your labor of love is properly valued by your car insurance company...

Is your car parked in disaster's path?

2011-06-01T15:06:45Z

If you're on the fence about dropping car insurance coverage, wait until after storm season passes. The cost of replacing cars has skyrocketed...

What if I can't pay my deductible?

2011-05-27T16:05:00Z

Drivers are cutting back on their insurance coverage, leaving some unable to cover repairs for their wrecked cars...

Will a bikini raise your car insurance rates?

2011-05-26T16:05:13Z

Sure, the beach scenery is hard to resist. But is it worth a few hundred dollars extra on your car insurance bill...

Sitcom - or car insurance ad?

2011-05-18T14:05:00Z

Car insurance TV ads are often funnier than the programs they sponsor. Here's why auto insurers are spending billions to entertain you.

Who's your favorite insurance spokesperson?

2011-05-18T14:05:00Z

Caveman, Flo, Mayhem or Gecko, they're all out to catch your attention - and sell you some car insurance...

Pocket $1,102 just by shopping around

2011-05-13T13:05:00Z

CarInsurance.com study reveals potential auto insurance savings...

Why speed limits are rising

2011-05-06T09:05:33Z

More states are going with the flow - and the flow on highways is faster than ever.

Why 2 families pay $15,000+ for car insurance

2011-04-28T09:04:00Z

Discounts are great, but there are only two ways to really chop your premiums: cut your coverage or switch insurers.

Car insurance loyalty rewards: What's the catch?

2011-04-26T11:04:00Z

You and your insurer have so much history together ... What's that worth to you?

'Disappearing deductible' car insurance: What's the catch?

2011-04-19T16:04:07Z

You'll need a perfect driving record and pay a little extra for this car insurance discount.

The $5,000 speeding ticket

2011-04-14T15:04:05Z

The second traffic infraction is the killer - which makes avoiding the first all the more important.

Own a Japanese car? Drive carefully

2011-04-12T17:04:07Z

Replacement parts could take weeks, or even months, to arrive as quake-ravaged auto industry rebuilds.

'Better Car Replacement' insurance: What's the catch?

2011-04-08T08:04:31Z

Liberty Mutual's upgrade plan buys you a newer model - at a price.

$150 to hide a ticket from your insurer?

2011-04-06T10:04:39Z

'Warning ticket' proposal is a costly way to keep a lid on car insurance premiums.

'Accident forgiveness' car insurance: What's the catch?

2011-04-04T10:04:00Z

A free pass on the first accident sounds great, but it's not really free

How do you insure a $1.4 million, 230-mph supercar?

2011-03-28T11:03:46Z

The new Pagani Huayra will land in the U.S. market later this year. Don't expect to drive it to the mall.

Death by iPad: Where will driving distractions end?

2011-03-28T11:03:18Z

What you see in the next lane probably isn't illegal, but only because laws lag road reality.

Is a stick shift an anti-theft device?

2011-03-24T10:03:33Z

Seems like no one can drive a manual transmission car anymore, not even thieves. Why aren't you getting a car insurance discount for it?

'Name Your Price' car insurance: What's the catch?

2011-03-18T10:03:27Z

Here's what you should know before you pull the trigger on Progressive's price gun.

Safer cars = lower insurance rates, right?

2011-03-16T17:03:10Z

A world without car crashes gets closer every year. So why aren't premiums falling?

Out-of-state speeding tickets follow you home

2011-03-08T15:03:04Z

What happens in Vegas does not stay in Vegas.

How to share the road with (bad) male drivers

2011-03-04T15:03:44Z

Race car driver Danica Patrick offers her strategies for staying accident-free.

The most dangerous cities for pedestrians

2011-03-02T17:03:44Z

Here's what often leads to pedestrian deaths.

Is your car distracting you?

2011-02-28T14:02:41Z

Why advanced vehicle technology could be causing more crashes.

Scoring high car insurance rates: Inside C.L.U.E. and credit scores

2011-02-23T16:02:16Z

Here's how insurance companies pass judgment when you apply for a policy.

Road warriors reveal their best safe-driving tips

2011-02-18T08:02:54Z

Here's how veteran drivers avoid accidents.

The 5 most dangerous traffic situations

2011-02-15T17:02:38Z

These accident hot spots don't get much attention.

Cars that CEOs drive

2011-02-11T15:02:51Z

You're more likely to see a CEO motoring around in a minivan than a Maserati.

Beware of 'fake' tow trucks and bogus car accident help

2011-02-09T16:02:09Z

Be suspicious of aggressive and unsolicited offers like these.

I had to abandon my car!

2011-02-08T10:02:09Z

These 7 winter-weather driving troubles may be covered by car insurance.

Auto insurance for your "green" car

2011-02-03T16:02:02Z

Hybrids will save you money at the gas pump, but what about on your car insurance quote?

Why men get gypped on car insurance rates

2011-01-31T15:01:58Z

If men could stop speeding and crashing, maybe they'd save some money.

Crashing a lot? Blame your astrological sign

2011-01-28T14:01:32Z

Allstate compares drivers' car insurance claims to their signs on the new zodiac calendar.

Cars that attract the ladies

2011-01-27T17:01:17Z

Guys, if your dating life is stalled, these vehicles could help you zoom into the express lane.

What happens if you refuse a breathalyzer test

2011-01-27T16:01:00Z

You can refuse to take a breath test, but there could be severe legal consequences.

How consumers want to see car insurance priced

2011-01-21T10:01:04Z

Insurance customers are fed up with secret scores and pricing factors they consider inconsequential.

The 5 most dangerous cars around

2011-01-20T10:01:03Z

These vehicles were pegged as the deadliest on the road, but today's cars, trucks, SUVs and minivans are far safer.

Auto insurance for collectible cars

2011-01-13T11:01:33Z

Many drivers are saving money on car insurance by reclassifying their cars as a "collectible." Here's how it works.

Look at me! Auto insurance companies try to stand out from the crowd

2011-01-11T12:01:29Z

Insurers are trying to steal you away from your current company with special programs and discounts.

The battle of the car insurance apps!

2011-01-05T11:01:33Z

Here's what you need to know before you go mobile with a car insurance app.

Why you'll never see a "big sale" on auto insurance

2011-01-04T08:01:35Z

Sale prices and clearance blowouts can be had on just about everything except car insurance. What's with that?

Pay-as-you-drive car insurance gains traction

2010-12-28T08:12:02Z

A growing number of car insurance companies are using technology and verified mileage reports to offer discounts for driving less...

Confusion at car accident scenes: What must you do?

2010-12-28T08:12:29Z

What are you legally required to do after a car accident? Find out - and make sure you have what you need for a car insurance claim...

The 5 safest cars in the world

2010-12-23T08:12:51Z

High-tech safety innovations are giving drivers greater safety than ever before. Will low car insurance rates follow?...

How can everyone promise big savings on car insurance?

2010-12-21T14:12:00Z

You've seen the TV ads: Save big on car insurance. But how can so many companies claim to deliver savings?

Deck the cars: 10 must-have vehicle-safety gadgets under $50

2010-12-10T16:12:00Z

If you're looking for a holiday gift idea, consider giving your loved ones gifts that will keep them safe on the road. There are a few car-safety gifts that will never go out of style...

What to Expect If You Are Upside Down On Your Car Loan and Totaled Your Vehicle

2009-06-15T02:06:00Z

Suddenly, due to the accident, you have NO car and you still owe your lender. Ouch! This is less than fun, especially if you really like the car that was wrecked. The unfortunately part is that you have limited choices. This situation is rare in most vehicular accidents, but it does happen on occasion.

Auto Insurance Fraud

2009-03-16T22:03:00Z

Unfortunately, we live in a world, where the honest consumers have to pay for the dishonest consumers. Just like retail businesses, where companies have to pay for the cost of shoplifting through retail prices, insurance companies must allocate a certain amount of premium cost to insurance fraud.

When Does My Car No Longer Need Full Coverage?

2009-03-16T22:03:00Z

If the value of the car is less than your deductible amount then if you car was damaged it would be totaled out and you would not even be able to make a claim so why carry full coverage? If your car is worth at few hundred or thousand dollars above your deductible amount then look at the cost of carrying full coverage on the car and decide if it is financially beneficial to you or if your car was damaged or totaled you could pay for the repairs or buy a similar car on your own.

Locate A Driver By License Plate Number

2009-03-16T19:03:00Z

Find a driver by license plate number. You car was hit and all you caught was a glimpse of the offending car and their license plate. You want to make the person that did the damage be held responsible and make a claim on their insurance instead of your policy.

Effects Of Getting Pulled Over Without Insurance

2009-03-16T17:03:00Z

If you are driving a vehicle without insurance then you are risking being pulled over and cited for being an uninsured motorist. The consequences for driving without insurance can vary from state to state however most courts hand down harsh penalties.

Another Explanation of Gap Insurance

2009-03-16T13:03:00Z

In case you have an accident, and people do all the time, gap insurance can save you a huge headache and get you back on the road with another new car quickly and with considerably less expense by helping to pay off the remainder of your financed amount after an insurer pays for the car's ACV.

Tickets and Car Insurance Rates

2009-03-16T11:03:00Z

Convictions of tickets for traffic violations make your insurance rates go up. No surprise there but, did you know that the basis for higher rates is actually not to punish drivers with tickets but to reward and lower the rates for good drivers?

How long do tickets stay on your record?

2009-03-16T10:03:00Z

Drivers that have received a simple speeding ticket and those that have been cited for the serious offense of a DUI all need to know how long that ticket and violation will remain on their driving record and will affect them.

Changing Your Insurance Provider With No Lapse In Coverage

2009-03-16T05:03:00Z

Changing insurance is easy as long as you purchase a new policy before your old policy expires. An insurance industry standard has been set up; this standard is that all policies, (auto, health, homeowners, etc.), will expire at 12:01 AM at the address of the policy owner.If you buy the policy before expiration, then set the effective date to your old policy expiration date. If you set the new policy effective date sooner, request a refund from your prior policy.

DUI and Car Insurance Prices

2009-03-16T04:03:00Z

One common question asked is how does a serious offense on my record, such as a DUI, affect my car insurance rates. Depending on the total circumstances, the rates can go dramatically higher. The costs are made up of legal fees, state fines and penalties, lost time from work, expenses for driving schools, higher insurance costs, and higher insurance limit requirements. Typically a driver will immediately have his license suspended from six months to one year.

Uninsured Motorist Coverage and Underinsured Motorist Coverage

2009-02-12T16:02:00Z

A thorough explaination about Uninsured Motorist, Underinsured Motorst and state rules. Uninsured Motorist and Underinsured Motorist coverages, many drivers have these coverages as part of their auto insurance policy but do not understand what they encompass. First most Uninsured Motorist (UM) and Underinsured Motorist (UIM or UNDUM) coverages only cover bodily injury (BI) and not property damage (PD). Many drivers are under the incorrect assumption that Uninsured Motorist will cover damage to their car when likely they only have think UM BI.

Driving Record Points: Length On Your State Record

2009-02-12T08:02:00Z

Since state laws vary so much on how long points and violation remain on a person's driving record you can also contact the DMV for this information or just look online. Most DMVs have the state's driver handbook posted online and this guidebook normally notes the state's point's schedule. In addition, it includes how long violations will remain on a driving record.

Motor Vehicle Records - Length Of Driving History

2008-12-09T21:12:00Z

Every driver has a record kept on him or her by his or her state licensing agency. Since your driving record can affect your ability to drive, your ability to get certain jobs and your insurance rates you need to be aware of not only what is on your motor vehicle record (MVR) but also how long convictions, accidents and other incidents remain on it.

Motor Vehicle Driving Records

2008-12-09T19:12:00Z

You know that when you first applied for a license a record was started on you by your State's Department of Motor Vehicles but do you know what is on it. Take time to find out what your DMV record says about you as a driver. What is on my DMV record?

Understanding Diminished Value

2008-12-09T13:12:00Z

If you have an auto accident and the insurance company repairs your vehicle back to original condition, to everyone's satisfaction, consumer advocates contend the car is still worth less money than before the accident. This is diminished value, or diminution in value.

Canada's Licensing Age Restrictions and Requirements

2008-12-09T03:12:00Z

Canada is made up of provinces and territories that each has their own driver's licensing system and minimum age limit to get started with the licensing program. Here we hope to give you information on the various areas of Canada, how old one must be to get a driver's license and some information on the different licensing systems in place across the vast region known as Canada.

Renting a Car: Which Insurance Should I Buy if I Buy Rental Car Insurance?

2008-12-09T02:12:00Z

Car rental companies want you to rent their cars, but they are rightfully concerned that their vehicles be returned just as they were rented, except for the miles that are put on them. If you bring back a wrecked car and are without the right insurance coverages be expected to pay a lot to get the rental car fixed and back in service.

Driving Without Valid Insurance - Fines and Consequences

2008-12-09T01:12:00Z

The actual charge for driving without insurance varies widely from state to state as do the penalties that are imposed. When your insurance lapses there are certain penalties in all but two states, such as suspension of your car's registration and possibly your driver's license being suspended as well.

Newly Licensed Teen: Recommended Insurance Coverage

2008-12-09T00:12:00Z

There are many factors affecting auto insurance rates for teens. Some factors to keep in mind include the type of car, grades, driving history, and completing a driver education course. You have to determine whether the teen will be on a family policy or have his or her own policy.

Auto Accidents: What To Do When Its Not Your Fault

2008-03-25T12:03:00Z

In a minor claim that is not your fault the decision process is simple. File it with the other insurance company if you can and see if they will quickly repair your damage. Otherwise read through our article to see the other options.

What Is An Auto Lien?

2008-03-11T15:03:00Z

An auto lien is a document given legal authority by state and federal statute; it confirms a claim that the holder of the lien has upon a specifically identified vehicle.

What do I check for when my vehicle is broken into?

2008-03-03T22:03:00Z

If you are broken into; don't panic, call the police, get a police accident report from them, and call your insurance company. If there is broken glass or damage to the car when it is broken into, then that would typically be covered, minus the deductible, assuming you do have the comprehensive coverage.

What happens if I drive my car with a suspended registration?

2008-03-03T21:03:00Z

Usually a suspended registration means a suspended driver's license. Typically, if a person's license is suspended they are not allowed to register their vehicle until the suspension penalties are paid.

Selling A Car To Another Person

2008-03-03T19:03:00Z

Simple steps to help you go through the process of selling your car to another person. There are different scenarios and we will try to help you go through the process.

What does liability insurance protect?

2008-03-03T17:03:00Z

Just the word "liability" seems to provoke a cautious response in most of us. But this is a word that has a double meaning in the English language. Liability insurance protects you for the actions you cause and are at-fault for when you are in your vehicle.

Car's Salvage Value: How Much Does An Insurance Company Pay?

2008-03-03T15:03:00Z

The laws of most states vary somewhat, but typically there are state laws involved with "totaled" vehicles in order to keep unsafe "junk" from being driven on public highways. Part of each insurance companies procedures must follow the state statutes in order to comply in the claims process.

What To Do If You Are Rear Ended In Your Car

2008-03-03T10:03:00Z

Simple steps to help you have the knowledge you need so you know what to do if you are rear ended in your car. CarInsurance.com helps you find the coverage you need to be protected.

What To Do If Your Car Keys Are Stolen

2008-02-22T17:02:00Z

What do you need to do if your car keys are stolen? Is is a a nerve racking experience regardless of how it happened. Here are a few ideas.

How To Ship A Car To Europe

2008-02-06T21:02:00Z

Whether permanent or temporary, you need your car shipped and you need to know what you have to do to get it there. There are some factors and issues you will need to consider when shipping a car to Europe, the UK or another international destination.

How Long Does It Take For Your Car To Be Repaired After A Car Accident?

2008-02-06T13:02:00Z

Your vehicle was just damaged in an automobile accident and you need it fixed to drive to work and your kids to school. Just how long will it take for your car to be repaired so you can use it again?

What Your Car Says About Your Personality

2008-02-06T12:02:00Z

Many fascinating studies and surveys have been done about cars and their driver's personalities. You would be amazed at the reflection on your personality that your car says about you and me.

What Does A Hit And Run Police Report Have In It?

2008-02-06T10:02:00Z

The nature of an accident is that two or more vehicles are involved. What happens when one of the cars leaves the scene and a police report needs to be taken?

How The Heating System Works In A Vehicle

2008-02-06T01:02:00Z

Your car's heating and cooling system is a complex combination of many different components, which enable you to stay warm in the winter and cool in the summer.

What Happens When You File Too Many Claims With An Insurance Company

2008-02-06T00:02:00Z

You have had bad luck and had to put through a few claims with your auto insurer. You are now worried that your insurance provider may raise your rates or worse cancel you instead of renewing you at your next renewal period. So what does happen when you file too many claims with an insurance company?

How Claims Affect Insurance Premiums

2007-12-14T09:12:00Z

ISO symbols, driving records, and fraud are major factors in determining insurance premiums when it is time to renew your auto policy. An auto claim will affect your insurance premiums. We wish we could say one accident will cost XX amount more and 2 claims will cost XX amount more, but we cannot. Rating systems are too complex.

Understanding your car's tires

2007-12-14T05:12:00Z

"Where the Rubber Meets the Road" has never been more important than it is with today's modern automobiles, SUV's and trucks. Understanding your car's tires can help you be a safe driver and get lower auto insurance rates.

What Cars Cost the Cheapest to Insure?

2007-12-14T03:12:00Z

Automobile insurance policies have several components, but there are two main parts that help you find the cheapest cars to insure. The cheaper the car to purchase, the cheaper the insurance, but here is a great list for you.

The basics of a personal liability umbrella policy

2006-06-09T18:06:00Z

If a judgment is placed against you for more than your liability limits of your auto or homeowner's insurance, what do you do? A personal liability umbrella policy can cover your assets so that you and your dependents are not put at risk for losing your property.

What to do after receiving a traffic ticket

2006-05-02T19:05:00Z

You have just been handed a speeding ticket, now what do you do? You definitely need to take care of the ticket so your license is not suspended. Learn how to take care of your citation.

Driving while drowsy

2006-05-02T11:05:00Z

Many meaningless accidents occur each year. A person can get hurt or even die from an accident that could have been prevented. The person that caused the accident is not driving under the influence of alcohol or drugs. The person is driving while drowsy.

Understanding Florida No Fault Auto Insurance

2006-05-02T09:05:00Z

No-Fault insurance is different for each state that has no-fault auto insurance. Understanding your state's car insurance laws will allow you know how to place a claim and with whose insurance company.

Road Rage and How to Deal With It

2006-05-02T08:05:00Z

As the volume of traffic continues to rise in the nation so too do driver's tempers. Don't let your driving behavior cause other motorists' tempers boil over to become road rage.

Your auto's heating system

2005-12-22T10:12:00Z

Your car's heating system is what keeps you warm inside your vehicle during the cold winter months. Understanding how this system works will allow you to properly maintain it.

What to do after buying a car

2005-10-10T12:10:00Z

Congratulations you just bought yourself a new or used vehicle. Now what do you do? Well you learn about the workings of that particular car so you can enjoy your new ride.

Seat belt laws and you

2005-04-15T17:04:00Z

It used to be a choice if you wanted to wear your seat belt or not. Now states are enforcing either primary or secondary laws, which allow you to be ticketed for not being buckled up.

Cool weather and tire pressure

2005-04-05T16:04:00Z

Proper inflation of your tires is essential during the cold winter months. The cooler temperatures can cause the air in your vehicle's tires to contract and thus make your tire pressure fluctuate. Maintaining proper air pressure in your tires during the cool winter weather will allow you to have good traction and handling no matter the temperature.

Performance parts and your vehicle

2005-04-05T06:04:00Z

To enhance the abilities of your vehicle you might decide to alter it by trading out original manufacturer components for performance parts.

Benefits of purchasing a certified pre-owned vehicle

2005-04-05T04:04:00Z

Buying a used car can be fraught with issues. To take away some of the concerns or doubts one might decide to purchase a certified pre-owned car. Buying a car this way can allow you to get full loaded car for a reasonable amount and the certainty that it will last you more than a few days.You will drive away with the peace of mind knowing that the used vehicle you purchased comes with extra securities.

Your auto's electrical system explained

2005-04-04T22:04:00Z

When you think of an auto's electrical system you might think of a jumble of wires but it is actually made up of major car parts such as the battery.Learn about your automobile's electrical system in easy to understand terms.

Getting your car registered

2005-04-04T20:04:00Z

Before driving on the road legally one must register their car with the state in which they live. It can be confusing if it is your first time but this article will walk you through getting your car registered.

Auto insurance discounts to ask about

2005-04-04T20:04:00Z

If you find that your auto insurance rates are getting high you need to ask about discounts that are available to you.

History of highways - the backbone of america

2005-04-04T19:04:00Z

Transportation is fundamental for the success of a nation. Being able to transport domestic and international freight on well built, easy to navigate roadways is vital to our way of life. This is a brief account of the history of America's highways.

Becoming a safer driver on highways and byways

2005-04-04T18:04:00Z

Being a safe driver is important on the roadways with as many cars as there are out there driving these days. Here are tips on how to be a safe driver.

Auto insurance rating factors

2005-04-04T18:04:00Z

Figuring out the factors that are used by various insurance companies to calculate rate increases and decreases can be difficult to understand but luckily not impossible. There are five parts of a typical auto insurance contract, but they are not related to the rating factors.

Match your personality - customize your car

2005-04-04T17:04:00Z

A car is a special possession to most of us. It is not just the vessel that gets us from point A to point B. To get your vehicle to match your personality you can learn how to customize it. Twitter your car insurance and customize your car to match your profile.

Front, rear and all-wheel drive trains all explained

2005-04-04T17:04:00Z

Learn the basics of your vehicle's type of drive train so that you can know the difference between a front wheel, rear wheel and all wheel vehicles.

The workings of a car's fuel system

2005-04-04T16:04:00Z

Learning how the various systems of your car works allows you to not only become more knowledgeable but also allows you to speak intelligently with your mechanic. Read on to learn about the fuel system.

Do not let your idiot lights make an idiot out of you

2005-04-04T15:04:00Z

Cars today have a lot of electrical gadgets that are supposed to help the car owner determine if the car is working correctly or needs to be serviced, etc. Learn what your car's lights, noises and other electrical messages are trying to tell you about the status of your automobile.

Ways in which to lower your car insurance rates

2005-04-04T15:04:00Z

There are ways in which you can lower your auto insurance rates. Before renewing or buying your next insurance policy check these tips out.

Settling an insurance claim - need legal advice or not?

2005-04-04T15:04:00Z

Settling an insurance claim can be difficult but do you need legal advice or can you do it on your own? Here are some thoughts to help you decide what is best for you.

Whiplash symptoms and treatment

2005-04-04T10:04:00Z

The most common injury from a rear-end collision is whiplash. Whiplash is a type of soft tissue injury that can be treated. Learn more about the ailment and the treatments available.

Maintaining your car to keep it for the long run

2005-04-04T08:04:00Z

Before the season changes or you hop into your vehicle for a long road trip it is always wise to check it over. Here are ways in which to maintain your car and keep it for the long run.

Improving your car's factory stereo sound system

2005-04-04T08:04:00Z

The types of stereos and sound systems you can place in your motor vehicle today range from the basic factory stereo that the auto maker places in the car up to a stereo system that you can have professionally installed that will rock the whole car.

Teach teenagers how to drive in winter

2005-04-04T04:04:00Z

Remember your first time driving in the snow? Teenagers and other young drivers need to be taught how to properly drive in wet winter weather.

How to maintain high-mileage vehicles

2005-04-01T18:04:00Z

With the price of new cars skyrocketing people are choosing to keep their cars longer thus putting more and more miles on them. To keep high mileage cars running well you need to do proper maintenance.

Optional auto insurance coverages in florida

2005-04-01T18:04:00Z

Most every state in the United States requires a certain amount of auto insurance on a vehicle and/or driver. Beyond the mandated coverages there are optional coverages that can help you protect yourself and your vehicle.

How to adjust your car's headlights

2005-04-01T17:04:00Z

Adjusting your headlights is a simple task but one that can make a world of difference in the dark as you are trying to see down a roadway. Here are the steps to do it.

A few facts about synthetic oils

2005-04-01T17:04:00Z

Many people use synthetic oil yet do not understand what exactly it is. Find out facts about this type of oil you may potentially use in your vehicle.

What a traffic ticket can truly cost you

2005-04-01T15:04:00Z

Getting pulled over can really be stressfull. What can be even more worrisome is how the ticket you receive can affect you additionally.

Stay calm around aggressive drivers

2005-04-01T15:04:00Z

Aggressive drivers seem to be taking over the roadways lately. Instead of becoming one of them, try these driving tips to stay cool, calm and collected.

Retread tires

2005-04-01T15:04:00Z

What happens to tires after they are won out? There are many ways in which tires can be recycled and the rubber used again, retreading is one method.

Witness to your car collision

2005-04-01T14:04:00Z

If you have been involved in a car accident and are lucky enough to have a witness that saw that the other vehicle is at fault it can be benedicial to you. Read on to see how.

Your auto's cooling system

2005-04-01T14:04:00Z

What does the cooling system in your car actually do? Find out how the cooling system fully functions.

Components of a car's exhaust system

2005-04-01T12:04:00Z

The exhaust system of your car is very important in dissipating gases that are created by the engine's operation. To understand how the system works one must be aware of the individual components.

Tips on sharing the roadway with trucks and other large vehicles

2005-04-01T11:04:00Z

Driving around large vehicles, especially 18 wheeler trucks, on the roadway or interstate can be intimidating. Knowing how to stay out of their blind spots can help you not only be a better driver but help keep you safe.

Four tips to help you get a better claim settlement

2005-04-01T09:04:00Z

There a many ways in which a person can get a better insurance claim settlement. It can be easier than you think to negotiate a good settlement.

Car insurance and no-fault benefits

2005-04-01T08:04:00Z

No fault benefits such as lost wages and medical expenses can be helpful after being in an accident, see how you can obtain these no-fault benefits.

Motorcycle loans - finding yourself upside down

2005-04-01T08:04:00Z

Depreciation on your motorcycle begins the moment you drive it out of the dealer's showroom and onto the street so the potential for owing more on its loan than the bike is worth is rather high. This article explains some things you can do to avoid this.

How to locate a good auto mechanic

2005-04-01T07:04:00Z

Finding it hard to locate a good auto mechanic? Look no further; here are suggestions that can make it possible to find a mechanic for your needs.

Common sense ways to protect your car from thieves

2005-04-01T07:04:00Z

Do not allow your car to be taken away from you by thieves. While there is not a foolproof way to protect your vehicle there are ways in which to deter thieves.

Basics of a car's gasoline engine

2005-04-01T06:04:00Z

What makes your car go, your engine of course. It can be hard to understand the operation of an engine but here are the basics to make it easier.

Why synthetic oil works well in the winter

2005-04-01T01:04:00Z

Synthetic oil is different than conventional oil. Synthetic works better in low temperatures. This article will discuss why synthetic oil works well in the winter.

The difference between technical service bulletins and recalls

2005-03-31T23:03:00Z

In the lifetime of your car you are likely to receive either a Technical Service Bulletin or a recall notice. It is beneficial if you understand what these documents are.

Used car auctions - learning the process

2005-03-31T23:03:00Z

All you want is a good vehicle for a good price. Does such a deal exist? Repossession auctions are becoming more and more popular across the country. Good deals can exist at used car auctions.

Make your car more dependable

2005-03-30T20:03:00Z

If you take care of your vehicle it will take care of you and you can save yourself a lot of possible heartache in the future. There are things that you can do to make the car more dependable.

Ontario, Canada Graduated Licensing System - G1

2005-03-23T12:03:00Z

New drivers applying for a car or motorcycle license who live within Ontario, Canada must enter the Graduated Licensing System (GDL). The first step is obtaining your G1 license.

Can you settle your own accident claim? Yes you can!

2005-03-23T11:03:00Z

Handling your own accident claim can be daunting. Instead of being discouraged take these tips and go forth to settle your claim.

Ontario, Canada Graduated Licensing System - G2

2005-03-23T07:03:00Z

The second level of the Ontario, Canada graduated licensing process is the G2. At this level you less restrictions and more driving privileges.

Reaching a deal on your new automobile

2005-03-23T02:03:00Z

Buying a car is a big deal. It is probably the biggest purchase next to your home so learn how to get reach a deal you will be happy with.

Key elements of a GDL system

2005-03-21T07:03:00Z

Graduated drivers licensing system is a process for beginning drivers used to help reduce risk for teen drivers since they have to gain more experience before obtaining a full license.

Prevent car collisions

2005-03-21T05:03:00Z

Motor vehicle accidents occur more than any of us would like. There are ways in which to prevent being in a crash. Here ate the three P's for safe driving.

Looking to purchase a used vehicle

2005-03-21T04:03:00Z

There are choices out there beside new vehicles. You can purchase a used vehicle that will be "new" to you. Here are some tips to see that your money is well spent.

Keep your old car looking new

2005-03-17T04:03:00Z

Do you want your older car to look brand new again? Here are tips on how to make your vehicle shine all over again.

Volkswagen's Family Friendly Vehicles

2005-03-16T15:03:00Z

Volkswagen has a new look and added more innovative vehicles to their current lineup. Review their family friendly vehicles.

The benefits of being in an automotive club

2005-03-10T19:03:00Z

It is the most uncomfortable feeling to be traveling on the road and to have a breakdown. You feel unprepared and even a bit helpless. But if you are part of an automotive club you should feel assured that help will shortly be on its way.

Newspaper articles, television reports and your car collision

2005-03-10T14:03:00Z

One always hopes to not be in an accident, especially one big enough to make it into the newspaper or onto television but if you do, use the media coverage to your advantage.

Soft tissue injuries from a low impact auto accident

2005-03-10T12:03:00Z

A low impact crash is defined as one that takes place at speeds less than 10 mph. Soft tissue injuries are the most common problem for those involved in a low impact accident.

Preparing the car and young driver for winter conditions

2005-03-10T11:03:00Z

It is always difficult to be a young driver on the road. A teenager's first time driving on the wet winter roads can be even more frightening so be a responsible parent and prepare both your teen and vehicle for driving during the winter months.

Glove boxes and car trunks - store emergency items

2005-03-10T08:03:00Z

Whether you have been in an accident or had a breakdown it is a trying experience. Make it a bit easier on yourself by being prepared. If you have the proper items stored in your front glove box or in the trunk of your car you will be more at ease, even at this frantic time.

Graduated driver licensing systems basics

2005-03-10T07:03:00Z

Many states have changed the rules for new drivers, especially teenagers. Instead of going from a learner permit to full license they must go through a graduated license system.

Oil rating system

2005-03-10T04:03:00Z

Your vehicle's most important lubricant is the engine oil. It is a necessity for your engine to fully function. Learn about the rating system of oil.

Motorcycle repairs - learning to repair the bike yourself

2005-03-10T02:03:00Z

Motorcycle repairs like automobile repairs can get pricey. One way to cut costs is to learn to work on your bike yourself.

Ten tips on how to ward off road rage

2005-03-10T00:03:00Z

Getting behind the wheel just amps some people up. They need to be first or fastest or the most aggressive person on the roadway. Here are tips on how to keep away from road rage drivers.

Stand up and settle your insurance claim

2005-03-08T22:03:00Z

You have been in an accident and hurt. You now need to settle with an insurance company. You need to stand up for yourself and settle for the amount you deserve.

Function of an insurance adjuster

2005-03-08T09:03:00Z

You have just been called by the insurance adjuster assigned to your claim. It can be intimidating to talk to the adjuster so find out what the function of an insurance adjuster is so you will know how to properly deal with him or her.

Do gas-saving devices really work?

2005-03-08T06:03:00Z

With the continual hiking of gas prices it would be nice to know how to get better mileage. There are many devices advertised to help you get better fuel efficiency and save you money at the pump. Do these devices really work?

Your vehicle's suspension system

2005-03-03T18:03:00Z

What components make up your vehicle's suspension? What does the suspension parts do for your vehicle? If you have these questions read on to find out the answers.

How to handle your accident claim with your insurance company

2005-03-03T18:03:00Z

Having a car accident was bad enough. Now you have to go through the process of settling your claim with your insurance company. It does not have to be difficult.

Hydraulic brake fluid

2005-03-03T17:03:00Z

Do you know what your hydraulic system is? It is your braking system and it needs fluid to operate correctly.

Reasons for tinting your car's windows

2005-03-03T17:03:00Z

There are many reasons why you might want to tint the windows on your car. It does not matter the reason you want it done but always get your facts together before getting it done.

Negotiating an insurance claim settlement

2005-03-03T13:03:00Z

Dealing with an adjuster from an insurance company can be uncomfortable but necessary in order to get a good settlement.

How to change your car oil

2005-03-03T02:03:00Z

If you are prepared with the proper tools when you start, it should take you less than a half hour. The more often you change your own oil the quicker your time will get.

Installation costs of satellite radio

2005-02-24T21:02:00Z

Satellite radio is growing by leaps and bounds. More national known personalities are switching to this broadcast method. To not be left out in the cold you will need a satellite radio, but just how much will this new endeavor cost you?

Satellite radio - the basic facts

2005-02-24T19:02:00Z

Getting tired of finding a new station every time you travel to a new town? Messing with the radio instead of watching the road can also be dangerous. With Satellite radio you now can stop listening to static and instead listen to one station as you travel around this great big nation.

How to deal with your insurance company regarding claims

2005-02-24T04:02:00Z

Having a disagreement with your insurance company can cause you to have a massive headache. Settling your claim with your insurance company can be done without lawyers or going to court though and here is how.

Getting a grip on wet roads

2005-02-23T22:02:00Z

You are driving down a wet section of the road and all of a sudden it feels as though your car has a mind of its own. Your car is not possessed by an evil spirit it is hydroplaning. You want to get a grip on this wet road and this article will tell you how.

How to close the deal when buying a car

2005-02-23T18:02:00Z

You are in the dealership and are about to sign the paperwork on your new car. Here are a few things you should be aware of when you go in to close the deal.

How to find the right vehicle for you

2005-02-23T14:02:00Z

Buying a new vehicle is a huge decision. You do not want to spend your hard earned money on the wrong car or spend too much.

Accident checklist - what to do following a motor vehicle collision

2005-02-23T11:02:00Z

You've just been in an accident. You are shaking and in shock. If you have a checklist handy it will help you get through the situation at hand.

How to take care of your engine so it will last longer

2005-02-23T07:02:00Z

You have just purchased a new car and want to keep it for years to come. Here are ways in which you can take care of your car and engine so that the vehicle will last you a good long time.

Being protected in your vehicle

2005-02-23T07:02:00Z

Following simple safety rules will keep you, your passengers and your vehicle safe and protected.

Customizing your vehicle and car insurance

2005-02-23T07:02:00Z

Customizing your vehicle can be a lot of fun. You do not want any automobile; you want a sporty car with new fancy parts replacing factory parts. Your car might look fabulous but are the parts covered by your insurance?

How to save money owning a diesel engine suv

2005-02-23T06:02:00Z

Gasoline prices continue to go up and up and up! Over half of the population now drives a truck or sports utility vehicle which guzzles the most gas. Learn how changing to a diesel engine SUV could save you money.

Six steps to increase the performance of your vehicle this weekend

2005-02-23T06:02:00Z

Are there ways in which to gain extra horsepower by spending next to nothing? Indeed there are and other ways in which to help the performance of your car in just a few days...

Fatal auto accident factoids

2005-02-23T05:02:00Z

Facts and findings about fatal auto accidents and resources you need to know as driver on the road.

Summer, Spring, Winter, Fall - It Is Always The Right Season For Car Maintenance

2005-02-23T04:02:00Z

It is always the right season to make sure your car is in tip-top shape. As seasons change remember the routine maintenance that needs to be done on your vehicle.

How to check your vehicle's fluids

2005-02-23T03:02:00Z

Keeping your vehicle in tip-top shape requires constant monitoring of vital fluids. This little maintenance can go a long way in keeping your automobile running its best.

How to change a tire

2005-02-23T03:02:00Z

A tire blowing out or going flat always occurs at the worst time. Knowing how to change a tire properly can save you a lot of time and aggravation. Here are the steps of how to change a tire on your vehicle.

Helpful hints on how to save money on gasoline

2005-02-22T22:02:00Z

The price of gasoline continues to rise! Here are some tips on how you can conserve gas and thus save money by staying away from the pumps.

Child car safety seats - install and use them properly

2005-02-22T21:02:00Z

Acquiring an infant or child car safety seat is an important task. As a parent or guardian of a child you need to take it seriously. If you do not buy the proper seat and then install and use it correctly it is your child's life you are putting at risk.

Auto accidents and lost wages

2005-02-22T18:02:00Z

You were just in an accident that was not your fault. Here are some tips on how to recover your lost wages from the other motorist's insurance company.

Auto accidents and pain & suffering

2005-02-22T16:02:00Z

You have been involved in a car accident and were hurt. It is not time to settle with the other motorist's insurance company. Remember to get compensated for your pain and suffering.

Quick list - what to do when you have been in an accident

2005-02-22T15:02:00Z

You may be too frazzled to read through a detail list if you are in an accident, so here is the quick list of what should be done so that information can be properly exchanged.

How to deal with insurance adjusters

2005-02-22T14:02:00Z

If you have been the victim of an accident and need to settle with the other motorist's insurance company you will have to speak with their insurance adjuster. Here are some tips of how to be ready for that verbal exchange.

Be aware of these auto facts

2005-02-22T11:02:00Z

Unfortunately auto accidents are here to stay. They occur more than you can believe. Having knowledge about autos and accidents can put you ahead of the other drivers out there. Here are some facts to add to your grand knowledge base

Winter driving safety preparedness

2005-02-22T10:02:00Z

The winter cold can come on quickly. Being prepared to drive in the winter elements will allow you to safely arrive at your destination.

Towing terms part two - weights acronyms and definitions

2005-02-22T10:02:00Z

Once you learn the basic towing terms the next step is to find out what the various weight acronyms mean so that you can determine how much weight the trailer and towing vehicle can take.

Motor vehicle impacts, injuries, and auto accident insurance claims

2005-02-22T10:02:00Z

This article discusses the types of impacts that take place when motor vehicles collide and the injuries and insurance claims that can ensue.

Auto's air conditioning basics

2005-02-22T10:02:00Z

When facing the sweltering heat outside it is good to feel the coolness of your car's air conditioning. If something goes wrong with this system you can end up sweating in the heat so it is smart to understand how the system works.

The basics of canadian car insurance

2005-02-22T08:02:00Z

Owners of cars driving in Canada are required to insure their automobiles. The auto insurance laws vary depending on the territory or providence in which one lives.

Understanding your automobile heating, ventilation and air condition systems

2005-02-22T06:02:00Z

There are many accessories on vehicles that need our attention. The most important is your auto HVAC system. On a hot summer day, we want a nice, cool car and on a cold winter morning, we enjoy a toasty, comfortable car.

Components of a car's air conditioning system

2005-02-22T05:02:00Z

Understanding the basics of a car's air conditioning is helpful. Once the basics are learned it is time to move onto finding out the details about the components that encompass this system.

Most frequent auto repairs

2005-02-22T01:02:00Z

There are ways to keep your repair costs down. One of the easiest and best ways is preventative maintenance. Regularly schedule trips to your mechanic or service station can save you much money from future problems.

Preparing for Thunderstorms and Lightning

2005-02-17T18:02:00Z

Some thunderstorms can be seen approaching, while others hit without warning. It is important to learn and recognize the danger signs and to plan ahead.

Preparing for Volcanic Eruption

2005-02-17T16:02:00Z

Volcanic eruptions can hurl hot rocks for at least 20 miles. Floods, airborne ash, or noxious fumes can spread 100 miles or more. If you live near a known volcano, active or dormant, be ready to evacuate at a moment's notice.

Infant & Small Child CPR

2005-02-17T11:02:00Z

CPR can save a life. The life you save might be your child's. There are differences between CPR given to adults and CPR given to infants or small child. Learn both types.

Preparing for Tsunamis

2005-02-17T03:02:00Z

A tsunami is a series of waves that may be dangerous and destructive. When you hear a tsunami warning, move at once to higher ground and stay there until local authorities say it is safe to return home.

Emergency Food and Water Supplies

2005-02-16T08:02:00Z

If an earthquake, hurricane, winter storm or other disaster ever strikes your community, you might not have access to food, water and electricity for days, or even weeks. By taking a little time now to store emergency food and water supplies, you can provide for your entire family.

Top Five Things to Teach your Teenage Driver

2005-02-14T16:02:00Z

If you are teaching your teenage driver how to drive, be patient and offer your guidance. It is important to be confident behind the wheel. If someone has not been taught to drive properly they are lacking confidence. A confident driver makes for a good driver.

Finding A Mechanic You Can Trust

2005-02-14T02:02:00Z

It is important to find someone you can trust to repair your car when something goes wrong.It may seem difficult to find a mechanic you can trust but there are ways to help you find a reliable one.

Bet your life on an air bag

2005-02-10T14:02:00Z

For many years the seat belt was relied upon for safety in automobiles.Studies have proven that the risk of dying in an auto crash has been reduced by nearly 30 percent since the addition of the air bag in vehicles

Things to teach your teenage driver

2005-02-10T13:02:00Z

Is it hard to communicate with your teenager about issues in his or her life? Regardless of the communication problems there are issues you need to discuss with them:driving and insurance.

What your auto insurer knows about you

2005-02-10T03:02:00Z

In order to give you an accurate rate an insurance company needs to gather certain information about you. Getting accurate and thorough information means receiving a correct quote.

Consecuencias de pagos tardes en su seguro

2005-02-08T17:02:00Z

Unas de las primeras consequencias que debemos tener en cuenta es que no sabemoscuando vamos a tener un accidente, cuando es que vamos a nesecitar de nuestro seguro.

How much can my auto rate increase after one accident?

2005-02-08T09:02:00Z

Accidents almost always make your insurance rates increase. Most ''at fault'' accidents result in increase in premium, because the accident will get rated against all of your coverages. How much depends on the partiular accident.

10 Tips for safer driving

2005-02-08T07:02:00Z

When you get in a vehicle to drive, it is usually for one of two reasons: to go somewhere ordrive around leisurely. In either case, it is assumed you want to reach your destination without being involved in an accident. The following are ten tips for safer driving will increase your chances of reaching your destination without your involvement in an accident.

Give your auto policy a 'tune-up'

2005-02-08T06:02:00Z

When you originally purchased your auto insurance policy, you purchased a certain type of coverage to meet your needs at that time. Since then you have probably experienced many changes in your life. Have these changes changed your auto insurance needs?

How to winterize your car

2005-02-03T21:02:00Z

Winterizing your car is essential not getting ready for winter weather puts you at risk unnecessarily. The good thing is that these steps take almost no time at all and are not going to be to hard on your wallet.

Shopping options for auto insurance

2005-02-03T19:02:00Z

Shopping for car insurance can be a big undertaking. Smart customers know it pays to do a little research before buying car insurance. Smart customers know it pays to do a little research before buying car insurance.

Auto insurance for young drivers

2005-02-03T17:02:00Z

All children grow up and when they start driving, car insurance has to be purchased for them. There are several reasons why insurance for young drivers is so high.

10 Ways to prevent auto theft

2005-02-03T14:02:00Z

As our world grows around us we are more prone to be at risk with all of our surroundings.I would like to now take time to give you ways to not be at risk when it comes to your car being stolen.

Teens or seniors - who are the worst drivers?

2005-02-03T12:02:00Z

There are two different groups of drivers that are considered the most dangerous on the road,the teens and seniors. Both groups have different sets of concerns. Both can make driving difficult on the road for us.

Auto insurance basics

2005-02-03T10:02:00Z

Some people only think that insurance is something they need to get their registration and tag so they can drive. It is needed because their license will be suspended if they don''t have it.

Tips for first time insurance buyers

2005-02-03T08:02:00Z

The are many scary things in this world. Buying insurance for your first time should not be one of them. This article will offer some tips which will hopefully remove the fear of first time auto insurance buying.

Consequences of late insurance payments

2005-02-03T03:02:00Z

It could cost you more than a late fee when you make your insurance payments late That''s right, not only will you incur a late fee in most cases but also you are jeopardizing your current coverage and possibly your future rates.

What are the differences between a cancellation notice and non-renewal notice?

2005-02-02T22:02:00Z

Don''t know what the notice in your mail from your insurance company means? This article will explain what cancellation notices and non-renwal notices are and what they mean to you.

Types of auto insurance coverage explained

2005-02-02T17:02:00Z

You may ask why must we carry auto insurance?There are many different types of auto insurance coverage to choose from, depending on what you want covered and what you can afford.

Are accidents more likely to occur closer to home?

2005-02-02T10:02:00Z

Statistically, you are likely to get into an accident within 10 miles from your home. To some people, this is major news and would deter them from driving. I would hope this statistic would not do this to you.

Ways to save on auto insurance

2005-02-02T02:02:00Z

For the past few years we have been experiencing an increase of premiums with regard to insurance policies. I''m sure you have been asking, as I have, why are the ratings rising?

Insurance tips: how to save when buying car insurance

2005-02-02T00:02:00Z

If you want to save money when you purchase your car insurance here are a few ways that can help you as you search for auto insurance.

Get away with a warning instead of a speeding ticket

2005-02-01T19:02:00Z

A law enforcement officer has just stopped you. Your mind is racing; much as if your car was just doing, is there anything you can do to get out of this ticket? There are ways in which to get away with a warning instead of the expenses of a speeding ticket. If you want to learn what they are, keep reading this article.

Purchasing a road hazard warranty

2005-02-01T17:02:00Z

Some road hazard warranties will include extras such as free rotations or balancing if this is not already part of your tire purchase price. To keep the manufacturer's warranty intact you will need to rotate and balance your tires on a regular basis. A road hazard warranty will not affect your car insurance. No car insurance company gives a discount for tires or tire hazard warranties.

Eight easy ways in which to cut costs on your auto insurance

2005-02-01T15:02:00Z

You are required by law to buy auto insurance for you vehicle. Just because insurance is mandatory does not mean that you cannot reduce costs. Here are eight easy ways in which to get the best money for your insurance dollar

Helpful hints on buying a new or used car

2005-02-01T15:02:00Z

When buying a new or used car you will want to go into it with research.You definitely want to know what the going rate is for the particular vehicle you are interested in so you are not taken in and pay too much.

Secure the child's car safety seat and save a kid's life

2005-02-01T14:02:00Z

Every day children are hurt or killed in car crashes. Many of these injuries or deaths could be avoided if the parent would have the child properly secured in a child safety seat.

How to make money with previously owned vehicles

2005-02-01T14:02:00Z

Once you have the car looking its best it is time to sell it and make some money. Go about selling it the same way in which you bought it.

Towing terms

2005-02-01T14:02:00Z

Towing an object behind your vehicle can be intimidating whether it is your first time or your fifth. Being able to successfully tow a vehicle or trailer starts first with understanding towing terms.

Car necessities for winter time weather

2005-02-01T11:02:00Z

Driving in the winter time means you will likely face treacherous road conditions.To safely make it through the season make sure your car is prepared.

What to do immediately after being in an accident

2005-02-01T10:02:00Z

Being in an accident is a shocking experience. That is why it is important to know beforehand what steps to take if your vehicle is part of a car collision.

How to buy a used car under book value

2005-02-01T08:02:00Z

If you are looking for a new vehicle there are ways to save money and buy a used car for under book value and at least make you feel like you have received a good investment for your money.

Tips about obtaining a motorcycle loan

2005-02-01T02:02:00Z

If you are in the market for buying a motorcycle. Do not walk into the dealership without obtaining your motorcycle loan first. A motorcycle loan iis very similar to getting a car loan however, there are less financial institutes that are willing to give you their money for this purchase.

The value of taking accident photographs

2005-02-01T02:02:00Z

Photographs can be the best evidence you can show when it comes time for the insurance adjuster to do their job.You want them to know you were wise and took time to document the vehicles and scene for clarity.

Looking for cars online and at the auto dealership

2005-02-01T00:02:00Z

Local dealerships, if they are smart, now have their inventory online. If you are lucky they will have both new and used inventory online. Not a bad way to compare new prices to what previously owned ones are going for.

Do insurance premiums increase every year?

2005-01-31T22:01:00Z

If I am supposed to get a renewal discount, why do my premiums seem to increase with each renewal? The answer is not always simple in many cases, your renewal premium will be less.

Do we need tort reform for auto safety?

2005-01-31T17:01:00Z

What is keeping these potentially important safety features out of the grasp of American drivers? You may be surprised to learn that some believe it is our litigious society, the contingency fee system, and our court system.

Car insurance discounts

2005-01-31T11:01:00Z

Trying to save money wherever you can is important to us all. Insurance should be no different. CarInsurance.com goes out of their way to find all the possible discounts that are avialable to each customer.

Simple steps to filing your car insurance claim

2005-01-31T10:01:00Z

Having even a teeny-tiny car accident can be one of life''s least enjoyable moments. However, accidents happen, and sooner or later, we all have the experience

Factors that affect your car insurance premium

2005-01-31T10:01:00Z

Many factors affect the premium you will pay for auto insurance. Each is a statistically based risk for a specific population. The higher the risk associated with a person, the more he or she is likely to pay for coverage.

Should you shop around for auto insurance

2005-01-31T03:01:00Z

How do you know if what you are paying for your insurance is a good deal? The main reason drivers over pay on their insurance is they do not shop around. CarInsurance.com offers an easy way to shop around and compare rates.

Choosing higher deductibles on your car coverage

2005-01-31T02:01:00Z

A deductible is the amount you pay before your insurance carrier pays any claim. Insurance companies offer deductibles on certain coverage in insurance policies. The deductible you choose depends not only on the particular coverage but further on your willingness and ability to pay the specified amount in the event of a claim.

Understanding how your credit history may affect your car insurance coverage

2005-01-31T02:01:00Z

Many personal auto insurance companies consider your credit information when determining how much premium to charge for your insurance.

Should i buy rental car insurance?

2005-01-31T02:01:00Z

Rental car agencies have a menu of insurance policies they would like to sell you. While each policy could be of some benefit under the right circumstances, you should review each plan before making a purchase.

Which cars keep your insurance rates affordable

2004-10-19T09:10:00Z

Do you consider the cost of insurance before you buy your dream car? You should. The Highway Loss Data Institute analyzes the cost to insurance companies from theft, collision, and injury claims as they relate to cars.

Is your auto insurance company rated?

2004-10-19T05:10:00Z

Several national rating institutions rate insurance companies. Do coverages, rates, and service vary from company to company? Why can you pay less with one company than another

How much car insurance should you buy?

2004-07-16T06:07:00Z

How much insurance should you buy? Any insurance agent worthy of their salt will tell you that you should buy as much as you can afford