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Uninsured Underinsured Motorist Coverage

A thorough explaination about Uninsured Motorist, Underinsured Motorst and state rules. Uninsured Motorist and Underinsured Motorist coverages, many drivers have these coverages as part of their auto insurance policy but do not understand what they encompass. First most Uninsured Motorist (UM) and Underinsured Motorist (UIM or UNDUM) coverages only cover bodily injury (BI) and not property damage (PD). Many drivers are under the incorrect assumption that Uninsured Motorist will cover damage to their car when likely they only have think UM BI. Read more>