Delaware Car Insurance Rates - Auto Insurance Quotes in DE
Delaware's State motto: "Liberty and independence"Finding low cost auto insurance rates in Delaware has never been easier. CarInsurance.com offers the best Online Insurance Marketplace™ to help you comparison shop for the lowest rates available. We offer one convenient place to get a quote and buy a policy in 20 minutes or less. In addition, we have all the resources you need to make informed decisions about your car insurance. You get great service from the most reliable and affordable insurance companies in Delaware, so the only thing you do is shop to save money. The best rate in Delaware last year, is not the best rate in Delaware this year!
Delaware state law requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 15/30/10 coverage.
Delaware Coverage:
Bodily Injury Liability: $15,000/$30,000 Limit
Property Damage Liability: $10,000 Limit
Personal Injury Protection: $15,000/$30,000
PIP pays up to $15,000 to any one person involved in a single accident and up to $30,000 to all people involved in a single accident
*Considered a Tort Add-On State
This means they are entitled to receive PIP (no-fault) benefits up to the limits. The benefits are “added on” to any benefits an injured person might be entitled to receive through the tort system (lawsuit).
The state of Delaware follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
Personal Injury Protection (PIP) in your coverage helps pay for "reasonable and necessary" medical expenses for you and your passengers. Delaware state law requires a minimum Personal Injury Protection coverage of $15,000.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Delaware does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
For low cost auto insurance in Delaware, get auto insurance from the specialists at CarInsurance.com for your city or these other cities in Delaware It is fast and easy. Save Your Time. Save Your Money.
Quotes available in all of Delaware, including:
With Delaware resident's average insurance premium at around $1,062 in 2003, and the national average at around $914, most Delawareans incorrectly assume that they have no choice but to accept these rates fixed by insurance companies and state regulatory agencies. At CarInsurance.com we know there are competitive rates available for you in Delaware, and we will help you find them.
2007 had the first decrease in rates since 1999. Expect a .5% to 1% decrease in car insurance rates from 2006 insurance rates! 2008 should follow in the first half, but then rates will follow their normal cycle and increase slightly. This will force consumers to shop reliable sites like CarInsurance.com to find better rates. Sites like CarInsurance.com have facilitated the change by bringing competition directly to the consumer and by lower your costs through technology!
Visit the
U.S. Car Insurance Requirements page to see how Delaware state laws compare to other states.
As the years go by the insurance rates also change and by ignoring the rate changes in Delaware, you might be paying more than you need to. Just one year earlier, the average auto insurance premium in 2002 was about $991, that's an increase of about 7.16% in just one year! Don't waste your money paying high insurance premiums, start saving now by requesting an online quote from CarInsurance.com now.
If you call the First State your home, you need to get your insurance from CarInsurance.com. We offer great rates and great service, it is so fast in some states you can get a quote and even buy your policy in 20 minutes online or over the phone. All you need to do is enter your zip code to get started, in a matter of minutes you will be looking at the most affordable rates available in Delaware.
If you need information for other states besides Delaware, select a state from the links below. CarInsurance.com offers the same low rates in all the 50 States, so you always get the lowest rates for your state. Request a quote by entering your zip code above, and find out how much you can save. Choose a different state below to get more information.