Minnesota Car Insurance Rates - Auto Insurance Quotes in MN
Minnesota's State motto: "L'étoile du Nord ("The north star")"There are many ways to save money in Minnesota, but there is only one way to save money on your car insurance. CarInsurance.com offers the leading Online Insurance Marketplace™ where you can compare great rates and get the most affordable insurance available in Minnesota. By comparing rates from multiple companies, you not only get the lowest rates, you also get a policy that fit your needs. We offer a convenient way to purchase your car insurance online after comparing rates, saving you time and money.
Minnesota state law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 30/60/10 coverage with 25/50 UM limits.
Minnesota Coverage:
Bodily Injury Liability: $30,000/$60,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
Personal Injury Protection: $40,000 Limit
The state of Minnesota follows a No-Fault system meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. Typically, you lose some of your rights to sue under a No-Fault system. Details of a no-fault system vary from state to state.
Personal Injury Protection (PIP) in your coverage helps pay for "reasonable and necessary" medical expenses for you and your passengers. Minnesota state law requires a minimum Personal Injury Protection coverage of $40,000.
To help protect against damages caused to you and your passengers by an uninsured driver, Minnesota state law requires a minimum Uninsured/Underinsured Motorist coverage of $25,000 per person up to a total of $50,000 per accident for any bodily injury caused by the uninsured and/or underinsured driver (depending on the state).
Offering auto insurance for Minnesota residents in these cities and all of Minnesota... Get competitive car insurance rates for your city.
Quotes available in all of Minnesota, including:
Minnesotans on average paid about $929 in insurance premiums in 2003, compared to the national average of about $914. Most people believe all these rates are fixed by insurance companies and state regulatory agencies, but in reality discounted and competitive rates are available in Minnesota, and CarInsurance.com is the best place to find them.
2007 had the first decrease in rates since 1999. 2007 had a .5% to 1% decrease in car insurance rate from 2006. In 2008 insurance companies are starting to raise rates. This is a typical cycle of rate fluctuations. CarInsurance.com has facilitated the rate fluctuations by bringing competition directly to the consumer and by lowering your costs through technology!
Visit the
U.S. Car Insurance Requirements page to see how Minnesota state laws compare to other states.
Even within the state of Minnesota, rates have changed over the past few years. Comparing the current rate to the numbers from a few years back, the average auto insurance premium in 1999 was about $753, it increased 23.37% in 4 years! Don't waste your money paying high insurance premiums, start saving now by requesting an online quote from CarInsurance.com now.
It doesn't matter if you have a perfect driving record or if you are a high-risk driver, we work hard to find you the best rates available in Minnesota. With all the statistics on auto theft and car crashes, it is important to protect yourself and your property. We are constantly adding new carriers to our site so you can compare the rates of many carriers and you can purchase in one spot. We offer a site where you can compare the rates of multiple, reliable companies and purchase immediately online, or over the phone. Enter your zip code above to see how much you can save in the North Star State!
Looking for auto insurance for a different state? CarInsurance.com can give you quotes and rates for all the 50 States. To find low cost car insurance rates in your state, enter the zip code above. For information on a different state, click on the state’s link below and get the information you need.