Don't think of the E4U as a replacement for your car. Think of it as a replacement for your Hush Puppies.
Hyundai's egg-shaped mobility device springs from a companywide engineering contest. One of the winners this year was the E4U -- it stands for Egg, Evolution, Electricity and Eco-friendliness -- which was displayed at the 2013 Seoul Motor Show.
Wrapped in no-sharp-edges bodywork (and looking somewhat like Pikachu), the E4U can reach about 18 mph. The driver (rider? pilot?) controls the battery-powered E4U by tilting forward and backward and by shifting weight from right foot to left. When parked, the rear legs fold in.
While vehicles that fall somewhere between a car and a bicycle may be the answer to urban mobility, they pose questions about how they can be insured -- or even whether they can be insured at all.
If the E4U ever sees the light of day, it's more likely to face the same kinds of insurance issues as the Segway PT does -- that is, its limited speeds and potential use on sidewalks blur the lines that would normally be used to write coverage.
Some Segway PT owners report they buy liability insurance as an add-on to their homeowners policy, provided they use sidewalks rather than public roads. Some say the Segway is treated as an RV. And still others get coverage with a separate motorcycle policy.
Or maybe Progressive will stand up for the E4U the way it does for the Segway, offering a policy with the actual words "Segway PT" in it.