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  • Someone may have
    just saved up to
    $942/yr
    on car insurance.
    Actual quote delivered: 3 hours ago
    Quote Range: $3,270-$4,212/yr
    Age: 41 Sex: Female
    State: New Mexico Tickets: 0
    Number of Quotes: 2
    Vehicle: 2007 DODGE RAM 1500 ST/SLT
  • Someone may have
    just saved up to
    $1,000/yr
    on car insurance.
    Actual quote delivered: 3 hours ago
    Quote Range: $1,000-$1,999/yr
    Age: 30 Sex: Male
    State: Florida Tickets: 0
    Number of Quotes: 3
    Vehicle: 2004 DODGE GRAND CARAVAN
  • Someone may have
    just saved up to
    $992/yr
    on car insurance.
    Actual quote delivered: 2 hours ago
    Quote Range: $2,051-$3,043/yr
    Age: 19 Sex: Female
    State: Indiana Tickets: 0
    Number of Quotes: 2
    Vehicle: 2003 FORD TAURUS SE
  • Someone may have
    just saved up to
    $1,410/yr
    on car insurance.
    Actual quote delivered: 2 hours ago
    Quote Range: $1,210-$2,619/yr
    Age: 28 Sex: Female
    State: Florida Tickets: 0
    Number of Quotes: 3
    Vehicle: 2000 CHEVROLET MALIBU
  • Someone may have
    just saved up to
    $948/yr
    on car insurance.
    Actual quote delivered: 1 hours ago
    Quote Range: $3,364-$4,312/yr
    Age: 46 Sex: Male
    State: Nebraska Tickets: 1
    Number of Quotes: 2
    Vehicle: 1998 MITSUBISHI ECLIPSE GS
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Charlotte car insurance rates


Need car insurance in Charlotte, North Carolina? At CarInsurance.com, you can locate the best car insurance estimates in Charlotte, and in Mecklenburg County. We also offer detailed client support to help you throughout the auto insurance purchasing process. To obtain car insurance quotes in your neighborhood, input your ZIP code into the box at the top of this page.

CHARLOTTE CAR INSURANCE FACTORS:


Average Charlotte Car Insurance Quote: $1,419

The CarInsurance.com Premium Index reports an average auto insurance rate of $1,419 per year for Charlotte residents, 0.85 percent above the average for Mecklenburg County, and 21 percent above the mean rate for all of North Carolina.

Various rating factors help determine auto insurance rates, including vehicle age, driving experience, time with insurer and marital status. To confirm you're still getting the best rate, see auto insurance quotes online.

Comparative rates across the country
FusionCharts.

Charlotte Demographics and Accident Statistics

U.S. Census Data

Population: 540,828
Males: 264,978 (49.00%)
Females: 275,850 (51.00%)

Age of Drivers
Age of Drivers
2008 Automobile fatalities (FARS1)
Total Fatalities: 70
In crashes where cause is known,
Percentage of crashes caused by males: 68.75%
Percentage of crashes caused by females: 31.25%
Average speed of car at time of crash2: 45 mph

Most stolen vehicles in North Carolina

3
  1. 1996 Honda Accord
  2. 1995 Honda Civic
  3. 1997 Ford F150 Pickup
  4. 1995 Toyota Camry
  5. 1999 Ford Explorer
  6. 2001 Ford Taurus
  7. 1999 Dodge Caravan
  8. 1996 Chevrolet Pick-Up (Full Size)
  9. 1999 Jeep Cherokee/Grand Cherokee
  10. 1998 Ford Ranger
1 FARS - Fatality Analysis Reporting System
2 NHTSA Data - National Highway Traffic Safety Administration
3 NICB Data - National Insurance Crime Bureau
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