Detroit car insurance rates
Live in Detroit, Michigan, and need car insurance? CarInsurance.com provides quick, accurate car insurance quotes for Detroit, MI, and for Wayne County. Need assistance purchasing a policy? We have experienced agents to walk you through the complete buying process. Enter your postal code at the top of this page to explore quotes in your area.
DETROIT CAR INSURANCE FACTORS:
Average Detroit Car Insurance Quote: $2,731
According to the CarInsurance.com Premium Index, Detroit residents shell out an average of $2,731 for auto insurance -- 13.75 percent above the average rate in Wayne County, and 35 percent above the mean rate in Michigan as a whole.
Several factors help generate your auto insurance rate, including credit score, gender, deductible and policy limit. Your rate will differ by insurer, as well. Examining car insurance estimates from many insurers can be crucial to finding a new, low rate.
Detroit Demographics and Accident Statistics
In crashes where cause is known,
Percentage of crashes caused by males: 77.21%
Percentage of crashes caused by females: 22.79%
Most stolen vehicles in Michigan
3- 2000 Dodge Caravan
- 2000 Dodge Intrepid
- 1997 Ford Taurus
- 2002 Dodge Stratus
- 2003 Dodge Ram
- 1996 Plymouth Voyager
- 2000 Jeep Cherokee
- 2009 Chevrolet Malibu
- 2008 Chevrolet Impala
- 2004 Pontiac Grand Prix
2 NHTSA Data - National Highway Traffic Safety Administration
3 NICB Data - National Insurance Crime Bureau