Minneapolis-St. Paul is now the 10th-worst metro area in the nation when it comes to traffic congestion, according to a national study released by the Washington-based firm INRIX. Much congestion originates around Twin Cities bottlenecks. Minneapolis's worst is the junction of I-494 and Highway 169 in Eden Prairie and the I-494 interchange with Highway 5. Where you have bottlenecks, you also have backups, delays and fender-benders.
Walk Score ranks Minneapolis ninth among the 50 largest U.S. cities for pedestrian friendliness, with Downtown West and Loring Park noted as “walker's paradises.”
Golden Valley and other neighborhoods along I-94 have the highest car insurance rates, not just in metropolitan Minneapolis but in the entire state. Rates fall rapidly for suburbs like Coon Rapids, Edina and Bloomington. (See how Minneapolis compares with other Minnesota cities by clicking around the map below.)
Whatever your ZIP code, you can still save money by comparison shopping. Your neighborhood may be expensive, but two car insurance companies will offer the same driver in the same car quotes that differ by hundreds of dollars or more.
Winters in Minneapolis are bad enough, but it's the springs that take their toll on the roads. The cycle of daytime melting and nighttime freezing causes pavement to heave and crack --and combined with shrinking public works budgets to maintain the area's 134,000 miles of roads-- that adds up to a bone-rattling pothole season.. Severe damage from a pothole encounter would be covered by your collision insurance, if you have it. Otherwise you'll have to file a claim with the city or state highway department.
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CarInsurance.com commissioned Quadrant Information Services to provide a report of average auto insurance rates for a 2014 Honda Accord for every ZIP code in the United States. We calculated rates using data for six large carriers (Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm).
Averages are based on insurance for a single 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. This hypothetical driver has a clean record and good credit. The rate includes uninsured motorist coverage. Average rates are for comparative purposes. Your own rate will depend on your personal factors and vehicle.