Call Us Toll Free: 1-855-430-7753
Pittsburgh  Car Insurance

Pittsburgh Car Insurance


Pittsburgh car insurance rates

Pittsburgh's three riversPittsburghers have always suspected that the Parkway West (I-376) was the Devil's Island of highways. Now there's proof for those diehards who daily creep along it toward Downtown.

INRIX, a traffic analysis company, has identified the Parkway section between Green Tree and the Fort Pitt Tunnels as the most congested in America outside of New York and Los Angeles. Yes, the top eight travel messes belong to the Big Boys. But No. 9 graces the City of the Three Rivers.

Gridlocked traffic may be slow, but that doesn’t make insurance any cheaper.

While Pittsburgh rates are well below archrival Philadelphia's -- which are among the highest in the country -- they still aren't cheap. Two drivers with the same car might well pay rates that differ by hundreds of dollars when one lives in South Hills and the other in Oakland.

No matter where you live, you'll find car insurance rates vary -- sometimes by a great deal. That's why everyone should comparison shop.

You'll find more resources and information about Pennsylvania car insurance on our state profile page.


Why Pittsburgh car insurance rates are so high

The average amount of time needed to repair potholes is on the rise for Pittsburgh's streets, according to a PublicSource analysis of one year's 30,000 pothole complaints. Waiting time is now up to three weeks. The thousand miles of Pittsburgh roads remain permanently marred as repairs never quite catch up. The Pittsburgh Post Gazette calls the city's streets "sick" and sees no immediate remedy in sight. Only comprehensive coverage pays for repairs from a brush with a pothole.

Pittsburgh Car Insurance by ZIP Code

To learn more about the most and least expensive cities for car insurance, click the link below.
Priciest Neighborhoods
In Pennsylvania
  • 19133: $2,818
    PHILADELPHIA
  • 19139: $2,814
    PHILADELPHIA
  • 19142: $2,790
    PHILADELPHIA
  • 19122: $2,756
    PHILADELPHIA
 
Cheapest Neighborhoods
In Pennsylvania
  • 16823: $865
    BELLEFONTE
  • 16827: $870
    COLLEGE
  • 16844: $870
    PATTON
  • 17266: $871
    COOKE


Pay the Lowest Rate on the Block
Get real, custom quotes
and buy a better policy in minutes!

Pittsburgh car insurance requirements

Pennsylvania state law requires the following minimum car insurance coverage:
Minimum bodily injury liability $15,000/$30,000
Minimum property damage liability $5,000
First party benefits (medical) $5,000