Auto Insurance is more expensive for Teens and young drivers because of the greater number of claims associated with that group. However, there are ways for Teens to save money through CarInsurance.com.
Good Student Discounts
In most states many companies offer discounts for drivers who are under 25, enrolled in high school or college and maintain a 3.0 grade point average or higher.
When buying from CarInsurance.com we'll ask you this question (if available) when you are purchasing your policy and your discount will automatically be applied.
Distant Student Discounts
We'll also ask you if you are a student who is not living at home while attending school. If so we'll automatically apply any discounts that are available to qualified distant students. Not all companies offer this option, but we will find you the best price with or without the discount applied.
Drivers Ed
With many companies in most states you can qualify for lower rates by completing an accredited driver safety program like Drivers Ed.
Like other discounts, when buying from CarInsurance.com we'll ask if you qualify for this discount and apply it automatically if it is available to you.
Maintain Coverage
It is important to demonstrate that you are financially responsible by making your payments on time and renewing your policy when the time comes. You may disregard the expense of insurance, but you are likely putting your own personal finances (or those of your parents) at greater risk should you be involved in an accident.
It may also be more difficult to acquire insurance in the future or you may be viewed as a greater risk and be charged a higher premium as a result.
We will also ask additional questions to save you money. When you purchase online through CarInsurance.com each company has specific questions to get you teen discounts.