Car Insurance Information for Domestic Partners

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Because domestic partnership laws vary by state insurance companies can have different options for domestic partners. At CarInsurance.com we receive many questions about auto insurance and domestic partners can get coverage and discounts.

The most frequently asked questions:

I was wondering if it is possible for two adults to share the same auto insurance policies
State laws and insurance guidelines vary. Some insurance companies may allow you and the other single adult to share an auto insurance policy if you both reside together. More

I understand that people should add someone on your policy if they drive your car more than occasionally. However what are the ramifications of them being in an accident and not having them listed on your policy?
In general, the consequences of not adding a household member to your policy when it is required by your insurer is that if he was in an accident in your car they would deny claims since he was not a driver on policy and thus you were not paying premiums for him to covered to drive your vehicle. We have heard of some insurance carriers that will cover a household member that was not listed on the policy. More

Can you add someone to your insurance as an occasional driver?
Yes, you can add someone to your policy as a partial driver. There is no limit to the number of drivers you can insure. It is important to inform the insurance company of anyone that may operate your vehicle even if on an infrequent basis. You should contact your insurance agent or insurance company to determine what their procedure is. More

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