We answer many questions about the best car insurance options for families. Review the most frequently asked questions then get a quote to get any discounts that are available automatically.
The most frequently asked questions:
I am giving an automobile to my daughter. There is a place on title transfer asking for selling price. My concern is if she will have to pay sales tax if I submit a dollar amount?
In general if you are gifting a car then you should not put in a dollar amount but instead write "gift" or $0 in the selling price area of the title transfer. If you are selling your daughter the car then the sale price should be put in so that sales tax is paid to the state though.
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Who do you consider to be a family member?
Each company that CarInsurance.com represents has different rules regarding family member definitions. Typically, for insurance purposes it is any immediate or extended family member of driving age. This includes parents, children, siblings, grandparents, aunts, uncles, cousins, foster children, in-laws and stepfamily members.
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Could you tell me more about a State program that provides car insurance for low income families?
The Low Cost Automobile Insurance Program (termed LCA or LCAIP) began in 2000 for only the residents of Los Angeles County and the City and County of San Francisco. In 2005, the California Legislature passed Senate Bill 20. Effective April 1, 2006 this legislation expanded the LCAIP to the counties of Alameda Fresno, Orange, Riverside, San Bernardino and San Diego.
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