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Written by:
Prachi Singh
Contributing Writer
Prachi is an insurance writer with a master’s degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
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Reviewed by:
Laura Longero
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Executive Editor
Laura is an award-winning editor with experience in content and communications covering auto insurance and personal finance. She has written for several media outlets, including the USA Today Network. She most recently worked in the public sector for the Nevada Department of Transportation.

If your driver’s license is still valid, then normally, you can obtain auto insurance even if you have a warrant out for your arrest. It should be disclosed to the insurance underwriters to make sure you will be covered in the event of a claim.

If the warrant ends up with you getting your license suspended, say, due to unpaid traffic tickets, then it would be difficult to get insurance for a vehicle that you own since a valid driver’s license and your driving record are the main rating factors for a car insurance company.

Warrants typically do stop you from being able to buy insurance or even cause your car insurance rates to rise. If the warrants are linked to, say, suspension of your license, then they may affect your auto insurance rates though.

If the warrant is for failure to pay or failure to comply with a ticket, then in some states, you would be found guilty by the court for the offense. If that is the case, then the violation would be on your MVR and thus be seen by your insurance provider, causing your car insurance rates to go up. And if there is a warrant, there may also be a suspension of your driver’s license, which would also be on your MVR, and, again, could cause your rates to rise.

 — Michelle Megna contributed to this story.

Laura Longero

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Laura Longero

Executive Editor

Laura is an award-winning editor with experience in content and communications covering auto insurance and personal finance. She has written for several media outlets, including the USA Today Network. She most recently worked in the public sector for the Nevada Department of Transportation.

John McCormick

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John McCormick

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John is the editorial director for CarInsurance.com, Insurance.com and Insure.com. Before joining QuinStreet, John was a deputy editor at The Wall Street Journal and had been an editor and reporter at a number of other media outlets where he covered insurance, personal finance, and technology.

Leslie Kasperowicz

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Leslie Kasperowicz

Managing Editor

Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com and managing content, now at CarInsurance.com.

Nupur Gambhir

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Nupur Gambhir

Managing Editor

Nupur Gambhir is a content editor and licensed life, health, and disability insurance expert. She has extensive experience bringing brands to life and has built award-nominated campaigns for travel and tech. Her insurance expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Financial Gym, and the end-of-life planning service.

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Contributing Writer

Prachi is an insurance writer with a master’s degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.