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If I'm pulling a metal stake out of the ground with my truck and the chain comes loose, snaps back and hits my windshield and hood causing damage, would that be covered by comprehensive or collision?
Friday, August 11, 2006 11:37 AM | What would happen if we own a commercial truck that was insured at the time of the accident but the driver was not on our policy nor had insurance nor a license?
Tuesday, August 08, 2006 8:52 AM | My car was stolen today and I reported it to the police and notified my insurance company. It only had PL/PD coverage. What happens next? Does the insurance company make me whole or do I just lose out all together?
Monday, August 07, 2006 9:16 AM | My ex-boyfriend's daughter and I were involved in a single vehicle rollover accident, I was the passenger. If he only had liability coverage, (myself NOT being a named insured), would his liability coverage be responsible for my medical bills? We live in Texas.
Monday, August 07, 2006 9:25 AM | Does complete water damage total out a car or is it repairable?
Friday, August 04, 2006 1:48 PM | Wisconsin: I was cited for failure to yield on a left turn, as I turned into parking lot on way to work. I am fully insured however, the driver that struck me is not. She commented, aside from the officer, that she has had several accidents with that car but has no insurance at this time. Under WI law, is she liable in any way?
Friday, August 04, 2006 1:52 PM | I have SR 22 car insurance. I bought a motorcycle, it got stolen the first week before I could put it on my policy. Will my SR-22 ins. cover my bike if it is registered in my name?
Monday, March 12, 2007 10:14 AM | I was involved in an accident where an insured motorist ran a red light and totalled my car. I did not have insurance at the time which I got ticketed for since it is an Iowa law, but I was just switching policies. Does this make a difference in the at fault party's insurance paying for my medical bills and/or my vehicle?
Friday, August 04, 2006 9:26 AM | Auto Glass question for the state of Massachusetts. When a windshield has to be replaced, is there full glass coverage? Do you have a copy of the law?
Thursday, August 03, 2006 4:12 PM | My son was in the passenger in a car in which the driver of the car was at fault for hitting a truck. My son lives with me in Florida. The at-fault driver and I use the same insurance company. I was told that my son will need to file a claim using my policy number for injuries sustained in the accident. Why is he not using the at-fault drivers policy? I had nothing to do with the accident.
Tuesday, November 20, 2007 3:52 PM | In the state of Texas, what is the minimum required insurance that covers for the death of a pedestrian (and expenses, pain and suffering, etc.)? My nephew was accidentally run over and the driver has the minimum required coverage and we are wondering what that amount will be.
Tuesday, April 01, 2008 9:25 AM | I live in Missouri. How many years do I have to accept a settlement from an auto accident?
Tuesday, July 25, 2006 6:13 PM | Under Michigan No Fault Insurance is it considered an automatic at fault accident to hit a hole on the shoulder of the road resulting in a bent wheel rim?
Tuesday, July 25, 2006 9:33 AM | I recently hit a legally parked car while trying to avoid a collision with an oncoming car. The police were called and a report was made, no ticket was issued. I have PLPD insurance and live in Michigan. The insurance agency will be notified. I am 18. Will this affect my insurance rates?
Friday, July 21, 2006 8:01 AM | My car was stolen and I have comprehensive coverage. In the state of Georgia does this coverage pay for the car or am I still stuck with the loan?
Wednesday, July 19, 2006 2:06 PM | I live in Florida and my car was stolen. I was wondering how long it takes to settle a claim from the time it was stolen, if it is not found. My insurance company won't tell me how long before it is going to be settled.
Friday, July 14, 2006 8:58 AM | I had an accident in my boyfriends car. I am not a listed driver. We were told that my boyfriend had listed me as an excluded driver. He had signed a form not knowing what it meant. Is the vehicle covered?
Wednesday, July 12, 2006 2:06 PM | I have full coverage and got in a car accident. When I went to get my insurance information I noticed my insurance had expired by about 3 weeks. My question, is there a state law in Illinois for a 30 day grace period?
Wednesday, July 05, 2006 6:15 PM | I live in Florida and my rear window was smashed in at my house. Do I have to pay the deductible?
Wednesday, April 11, 2007 11:53 AM | My car got stolen and I will be reporting it to the police. I was wondering what kind of compensation do I get when I report it to my insurance company? Do I get a new car or a rental, or do I wait for the police to find my car?
Wednesday, July 05, 2006 6:21 PM | Does liability cover my car if it catches on fire for no reason of my own?
Tuesday, July 04, 2006 12:52 PM | When a vehicle has been stolen and vandalized, is the insured required to pay a deductible in order to have it fixed?
Wednesday, June 28, 2006 8:53 AM | I am the victim of a hit & run driver with injuries in Virginia. Although the driver hit me and ran, I was able to identify the person. If the police are able to locate the person and the vehicle and I can determine that they have insurance, can I collect for damages and medical expenses from his insurance as well as my uninsured motorist insurance?
Friday, August 04, 2006 2:38 PM | I was towing a trailer with a car on it and the trailer broke free totaling a parked car. My insurance company settled the claim made by the car owner. Does this claim affect my no claims bonus?
Friday, June 23, 2006 7:22 PM | Example: your truck loan is $20,000.00 and you sell your truck (due to lost of job)for 18,000.00 to a buyer, does the gap insurance cover the balance for the transfer of title to happen?
Friday, June 16, 2006 10:54 AM | A 14 year old on a bicycle hit my parked car at work. What is the usual insurance procedure for something like this?
Friday, June 16, 2006 10:48 AM | My parents were recently robbed at gunpoint. The robbers took their home and auto keys, belongings (including various pieces of ID with their home address), and the car they'd just exited. My parents own another car which was parked at home in the garage. My question is, should their comprehensive auto policy cover the cost of changing locks on the car parked at home? The robbers have their address and both sets of keys.
Tuesday, June 20, 2006 3:45 PM | I was hit by a drunk driver who didn't have insurance. The claim is being paid under my uninsured motorist coverage, but it will not pay punitive damages. Is there any way to get these damages paid without going to court? Also, is pain and suffering considered punitive damages?
Wednesday, June 14, 2006 2:57 PM | I have full coverage on my 3/4 ton truck which I use for towing my 28ft travel trailer. I was told that the trailer was insured same as the truck while in tow. I had some damage to the trailer from a tread separation which in that case would be covered under Comp. Is it standard practice in the insurance industry cover a towed trailer with the vehicle policy?
Wednesday, June 14, 2006 5:01 PM | What are the laws in Illinois for driving without insurance and causing property damage and serious injury? I was involved in a traffic accident over 7 months ago and both vehicles were totaled. The teen who hit us got the ticket as it was clearly his fault, he also did not have valid IL insurance but not ticketed because he produced a card for insurance that had lapsed. My family have serious injuries.
Friday, December 07, 2007 1:55 PM | Does GAP insurance cover in case of vehicle theft?
Friday, August 04, 2006 2:51 PM | If two cars collide in a parking lot, according to California law, is it judged on a case to case basis or is it automatically judged 50/50?
Monday, June 12, 2006 3:54 PM | My car was totaled by a deer. My insurance adjuster wants a copy of the bill of sale. I consider this confidential, do I have to supply him with this?
Monday, June 12, 2006 4:25 PM | If a stolen car crashed into my parked car, who is responsible to pay for the damage? The driver was never found.
Wednesday, June 07, 2006 6:04 PM | What are my "duties after a loss" responsibilities?
Friday, June 09, 2006 9:44 AM |
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