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Do I pay a deductible if my car is considered a "total loss" and I was not at fault?
Monday, May 23, 2005 2:03 PM | A driver under the influence hit my car while it was parked on the street in front of my house. Should I file a claim directly with this driver's insurance company? I reported it to my insurance company, and they said because I didn't opt for towing and rental car coverage that I will have to pay out of pocket for those costs. I think that the other driver's insurance company should pay these costs since the accident was his fault. What do you advise?
Monday, May 23, 2005 9:53 AM | My wife co-signed for a car a while back for a relative. Now the son, who is of driving age but has no license is sometimes irresponsibe. If he takes the car and drives without a license are both the father and my wife liable for anything that should happen? Would this negate their coverage?
Monday, May 23, 2005 9:47 AM | While driving someone else's car, my friend, who was driving my car, rear ended the car I was driving. My car was totaled. Whose insurance should pay for my car? My friend was issued the warning and the other person's car was covered by my insurance.
Monday, May 23, 2005 9:55 AM | I had accident with an uninsured motorist. I was asked by my adjuster for my out of pocket expenses on my medical payments. Would I be able to be reimbursed for the medical payments that were made by my primary insurance company as I pay the insurance premium?
Monday, May 23, 2005 10:03 AM | If you're in a car accident do you have to report it? If someone was insured can he use his medical coverage in place of car insurance for a person who was driving? No report was filed and I'm afraid medical insurance will reject my claim.
Wednesday, September 14, 2005 12:04 PM | I have two cars with full coverage and a $250 deductible on collission. My spouse backed into mine damaging both of them. Will I have to pay two deductibles? How will this affect my premiums?
Tuesday, October 24, 2006 3:38 PM | I was hit by a car at a stop sign but it was the other person's fault. I do not have insurance. Will the other person's insurance pay for the damage?
Friday, September 14, 2007 12:28 PM | I have insurance, but no collision coverage. I dented someone else's car while turning into a parking lot. Does the fact that I don't have collision mean that my insurance company wont cover my car repairs, but will pay for the repairs on the car I hit?
Monday, July 11, 2005 12:05 PM | If you are at fault in an accident and the other party claims injury, how much does your insurance increase?
Wednesday, May 18, 2005 11:59 AM | When an accident happens and you don't receive proof of insurance, name, or address from the driver who hit you and they file a claim against you, can you turn them in for failing to provide you with proof of their insurance?
Wednesday, May 18, 2005 9:53 AM | I was in a car accident that was another persons fault he was ticketed and had insurance but I didn't what could I expect?
Wednesday, May 18, 2005 9:55 AM | I just hit a deer in my car and was wondering how much the damage would have to be for the insurance company to total the car. Is it half of the suggested retail value of the car?
Monday, May 16, 2005 1:45 PM | I was recently in an accident that was not my fault. The other driver gave false insurance information on the police report and my agent is unable to contact him or find insurance for him. What can I do?
Friday, May 13, 2005 12:55 PM | I own two vehicles. One had full coverage, the other had comprehensive. I was planning on giving the second car (with comprehensive) to my son. He was planning on taking his drivers license exam with that car. One night he got behind the wheel and drove that car and got into an accident and was charged for having no license and for not reporting the accident immediately after. There is a category under comprehensive called malicious mischief. I consider it mischief. In my opinion, it is not
Thursday, May 12, 2005 1:34 PM | How long does it take for an insurance company to pay a claim after you report your car is stolen?
Tuesday, March 27, 2007 8:49 AM | What happens if you rent a rental car with no coverage at all and it is totalled in an accident?
Thursday, June 23, 2005 5:27 PM | If I have an accident in another state, how long does it take for the claim to be processed if I am at fault?
Wednesday, May 11, 2005 2:34 PM | If you are in an accident and no one calls the police and you just exchange information with the other party what happens if they later come back and say they have damage that they did not?
Wednesday, May 11, 2005 5:48 PM | My car was totaled by an 18-wheeler. Their insurance company is offering $6900. This is fair based on Blue Book value. However, when I search on websites within 150 miles of my zip code, like cars are priced between $9500- $11000 (Carmax 'no-haggle' is $10990). I called the claims rep and he gave me the number of a car dealership where he found a like car. I called them and it was a manual, and just had the transmission and clutch replaced. That is not a like car. What can I do?
Tuesday, May 10, 2005 9:41 AM | If I have collision coverage on my newly purchased car and I'm financing part of the vehicle's purchase price through a finance company, why does the finance company get paid the full amount of the value of the car if the car gets into a collision? If they get the full amount of the car, I will get nothing meaning whatever I paid for the car will be lost and Ill be empty handed?
Monday, May 09, 2005 11:51 AM | When a 16 year old gets his license, is he automatically covered by his parents insurance? If not, and he drives their car, what is their liability?
Monday, May 09, 2005 3:09 PM | I am a resident of North Dakota. I had an accident in ND, they say it was my fault. I have had 3 surgeries and more to come. I had $30,000 of Personal Injury Protection, Bodily Injury coverage or $100,000 per person/$300,000 per occurrence. Are my medical bills only covered to $30,000?
Monday, May 09, 2005 12:48 PM | My car was stolen and crashed into a fence and knocked over a power pole. The damage to the property of others is about $5,000. Am I liable for this damage?
Monday, May 09, 2005 1:25 PM | What happens when you are hit and the other person's insurance company says that "it will cost too much to fix your car"? Then they decide to total your car. Who puts the value on your car and do you get to keep your car?
Tuesday, January 09, 2007 8:36 PM | Where do I find the number to report an accident?
Monday, May 09, 2005 12:27 PM | Hi, I'm seventeen years old and was recently pulled over by a cop. I did not have my license on me and recieved a ticket and a fee. On the ticket there was a note that said it was a written warning, but how can that be if I have to pay a fine? Will my insurance go up for this? If so, can I do anything to lower the insurance?
Monday, May 09, 2005 5:06 PM | If you are involved in an accident in a parking lot who pays what?
Monday, July 11, 2005 12:04 PM | I am a resident of Minnesota and holding an instruction permit. I drive my husband's car and he holds and he has insurance. If I am driving and have an accident what will be the consequences?
Friday, May 06, 2005 10:30 AM | Please tell me what will happen when you are at fault in the accident. Will you get paid for the value of your car?
Tuesday, May 03, 2005 4:50 PM | I have only liability insurance on my car. My daughter was driving it today and the engine caught on fire and the car was totaled more or less. She has an SR22 on file, and she told me that her SR22 insures her for any person's car she may be driving at the time of an accident or loss. Is that true? Will her SR22 cover damages sustained to my car because she was the driver?
Tuesday, May 03, 2005 10:14 AM | Two weeks ago my car was stolen but classified as unauthorized use of a motor vehicle. Should I cancel my insurance and registration, or will I personally be held responsible if anything should happen, accident or otherwise, in the meantime?
Thursday, June 30, 2005 1:29 PM | If a teenage driver, 16 yr old son, is not listed on the auto policy and gets in an accident are we covered?
Monday, March 24, 2008 10:13 AM | I recently bumped into another car causing a dent the size of my fist. How much should I expect my car insurance rates to increase?
Thursday, April 28, 2005 8:06 PM | I've had my 2004 car for 8 months and I crashed into a tree on Easter. I had let my insurance lapse months ago so I did not have insurance coverage. I was hospitalized for four weeks. Should I report it to my finance company? What will happen? Will they sue me?
Thursday, April 28, 2005 10:11 AM |
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