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I filed a hail damage claim on my car, and my insurance agent made a check out to me and my lien holder. However, my lien holder won't endorse the check until all the damage is repaired. What shop is going to repair my car and wait a week to get paid for it? Many people have told me I can cash the check without the lien holders endorsement. Is this true? Do I have any options, besides paying for it myself, which I can not do?
Thanks for your help.
Sincerely,Erica
Wednesday, June 15, 2005 11:49 AM | I had a car accident. I came over a hill and hit a lady crossing the road. I also was hurt very badly and am currently suffering and unable to return to work. I had full coverage insurance on my policy. My policy states that each person in the accident has $100,000 so how can I collect my portion of this?
Wednesday, June 15, 2005 4:20 PM | When my wife and I were moving to a new home, we borrowed a truck from her brother and a trailer from another friend. During the moving process I was driving my brother-in-laws truck and towing my friends trailer and clipped a neighbors car with the trailer. Who should file a claim ... me, my brother-in-law, my friend or my neighbor? How should it be claimed?
Tuesday, June 14, 2005 2:28 PM | I have a full coverage insurance on my used vehicle.Last night I wrecked the left side fender of the bumper and the left corner of the hood while turning right.I wasn't injured. How can I file my claim? Is it considered reckless driving since I was the only one involved?
Tuesday, June 14, 2005 1:19 PM | If someone else drives your vehicle and gets in a car accident is it covered on your insurance?What if they find out at the time of the accident their license has been suspended? Is it still covered?
Monday, July 11, 2005 12:09 PM | I was recently rear ended and the other guy's insurance company wants to total my car. I want to keep the car because it is still driveable. They told me I have to get a salvage title in order to get the money for the damage. What are my options?
Tuesday, June 14, 2005 9:57 AM | My fiance was driving my car and hit a deer. I only have liablity on the car;however, he has full coverage his car. Can we make a claim under his policy?
Monday, June 13, 2005 12:01 PM | What if you don't have insurance and you're rear-ended and the person at fault has insurance? Can I still file a claim against the other person who rear-ended me?
Monday, June 13, 2005 12:02 PM | If there is a collision and one party wants to file a claim with their insurance company does the other person involved in the accident have to go through their insurance company?
Monday, June 13, 2005 2:50 PM | If our son in Arizona adds his father's name on his auto policy as a 2nd driver for a few months and the 2nd driver gets into an accident, can the 2nd driver get sued?
Monday, June 13, 2005 12:00 PM | My sister (who has her own insurance) was driving my parents car and rear ended someone at a stop sign. No physical damage was done to the other car, but the driver is claiming she might have injury. No ambulance was called. Whose insurance pays for her personal injury claims? The accident happened in Nebraska and my sister is from Texas.
Friday, June 10, 2005 6:11 PM | I was recently rear-ended by a converted greyhound bus.The entire rear end and frame was damaged.The insurance company repaired my car. I don' think it will ever be the same again. How do I go about collecting for diminshed value?
Friday, June 10, 2005 9:29 AM | I was hit in a parking lot and my bumper is destroyed. What am I responsible for and do I still have to pay my deductible?
Friday, June 10, 2005 9:28 AM | What if you are in a car accident and the person at fault has no insurance?
Thursday, June 09, 2005 10:44 AM | We live in Michigan and have no fault insurance with Single Limit Liability of $1 Million each occurrence.If we drive our son's car in Arizona who has less coverage and we cause an accident where bodily injury happens, would our son's policy pay first?
Thursday, June 09, 2005 11:22 AM | My insurance company paid me for hail damage on my car about 3 years ago. I did not have the car repaired and the lein holder did not object. If the same car was damaged again by hail can I legally submit a claim for the new damage since I did not repair the car from the old hail damage.?
Thursday, June 09, 2005 12:02 PM | My brother was involved in a head on collision that was not his fault. He was driving a car that was bought for him by our mother's boyfriend. The car title and insurance was in her boyfriend's name. My brother was off work for a week and his eyeglasses were shattered in the accident. Will he get reimbursed even though the insurance and car wasn't in his name? Our mother said that the insurance company would only replace her boyfriends car.
Thursday, May 24, 2007 9:22 AM | I was involved in a accident where the other driver changed lanes into me. She was issued a ticket and told the police she did not know what happened. I called her insurance company to get the claim going and they said they are not liable right now because she claims I cut her off. Will her recieving a ticket be a clear cut case it was her fault?
Wednesday, June 08, 2005 11:09 AM | My car was was taken from me and I called the police and then my insurance company to file claim. My car has been purposely destroyed and the insurance company is saying they will not pay. Is it my fault and therefore my responsibility to pay costs of this incident?
Thursday, June 23, 2005 5:30 PM | I only have liability insurance on my car. I do not have physical damage. My car has been stolen. Will I receive money from my insurance company for this loss?
Monday, June 06, 2005 3:05 PM | I was in an auto accident that was not my fault with an uninsured motorist. On my policy it states $25,000/$50,000 for Uninsured Mototist Insurance for Bodily Injury. My insurance company has offered me a settlement of $25,000. Is the offer of $25,000 a realistic figure?
Wednesday, June 08, 2005 10:49 AM | My wife hit a pedestrian who was drunk. He died. She did not get charged for this incident as it was not her fault. She damaged her car. Her policy has comprehensive coverage but no collision coverage. The insurance company does not want to pay for the damages. What can we do?
Wednesday, June 08, 2005 10:14 AM | My 15 year old gave the keys to my car to his 18 year old friend who crashed the car and was arrested. Will my comprehensive coverage pay for the damages to my car?
Thursday, June 02, 2005 10:26 AM | I got into an accident about 6 months ago and nothing has been settled yet. Is there a certain amount of time the insurance company has to settle a claim?
Wednesday, June 01, 2005 5:27 PM | I was involved in an accident that was not my fault.The other person was driving a Hertz rental and apparently paid for the insurance they offered. Hertz has called me and said they would pay for a rental vehicle but only $23.00 per day. We rented a car from Enterprise for $279.00 per week. Can Hertz set a limit on the rental car.
Wednesday, June 01, 2005 5:26 PM | My car was scratched by another car door. How should I go about getting my car fixed?
Tuesday, October 02, 2007 10:14 AM | I borrowed a Budget moving truck from my friend to move some furniture to my house. Everything for the truck rental is under her name. On the way to my house I made a narrow turn and hit the back of a car breaking the rear light. They recieved all my licence information and the information from the rental truck. Who will be responsible for the damage I caused?
Tuesday, May 31, 2005 11:43 AM | My daughter was driving my car and was struck by another driver. Minimal damage to car. The other driver's insurance company sent me a check for damages. Am I required to fix the car?
Tuesday, May 31, 2005 11:43 AM | Is there a scale that is used to determine "pain and suffering" settlements? I was recently involved in a car accident caused by an uninsured motorist. I have been to the doctor but still feel a slight discomfort to my neck at times due to the accident. The insurance company wants to settle but will not give me a clear answer as to how much they are going to settle for.
Tuesday, May 31, 2005 11:50 AM | My friend was in a car accident. The rear and the sides of my vehicle were damaged. I believe that it was not his fault. The other person's vehicle did not have much damage and it was to the front of their car only. My friend could not get any information even from few passerbys who stopped at the accident place. What can we do if we do not believe it was his fault?
Tuesday, May 31, 2005 11:50 AM | If a cars brakes fail and someone else is driving, and it rolls into the lake is this covered by comprehensive insurance?
Friday, May 27, 2005 11:35 AM | I had 2 at fault accidents recently and my insurance company will not renew my poicy. Where can I find someone to insure me?
Wednesday, May 25, 2005 10:45 AM | I crashed my grandma's car while she was out of the country. I took it without her knowing. I rear ended a car and now the insurance company is charging my grandma over $4,000 for the damages. Is there anything I can do so she doesnt have to pay because she's retired and I'm a full time student so we really can't afford to pay that amount.
Tuesday, May 24, 2005 4:42 PM | I verbally agreed to my husband's insurance company not to sue after getting in a car accident with another vehicle while my husband was driving. I want to sue now, have I waived my right?
Tuesday, May 24, 2005 9:50 AM | Can an individuals auto insurance policy be used to pay for damages made to a government vehicle while driving the government vehicle?
Monday, May 23, 2005 2:33 PM |
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