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- Claims Questions and Answers
What is the time frame in Indiana for an insurance company to settle a claim?
Tuesday, March 04, 2008 7:03 PM
I have got full coverage on my wife's 2005 Mercedes. On this model the fuse box is located in the trunk. She went through a car wash and the back trunk lid must of leaked and that fuse panel got wet, subsequently everything is going haywire. I am hoping it will dry out and everything will be back normal. If it does not, can it be turned into my insurance company under Comp? Thank you
Tuesday, March 04, 2008 7:02 PM
If you have an accident on snow covered roads due to the weather why would they consider it a collision claim?
Thursday, February 28, 2008 9:42 AM
I live in New York and have a broken windshield that is non-accident related. Do I have to pay my insurance deductible to have my windshield replaced?
Friday, February 22, 2008 10:40 AM
My back auto glass was smashed during an attempted theft. As a long time Florida resident I was told that I had to pay this deductible, since it was not a windshield, but a back window. True?
Monday, February 18, 2008 6:01 PM
If I am a victim of a carjacking/assault am I entitle to PIP for mental/medical claim?
Thursday, February 21, 2008 10:32 AM
My brother had his truck parked in the garage of a neighbor and another neighbor (whom was drunk) ran into the side of his truck damaging the bottom of the extra cab and tweaking his leaf springs and shackles (meaning the back drivers side tire is bent inward at an angle). My brother has no insurance on his vehicle but the other person has insurance, what can he do as far as getting his truck repaired and running again? We are in the state of Hawaii.
Saturday, February 16, 2008 5:03 PM
In Illinois, is there a law stating that one is required to take their wrecked vehicle to the insurance company's referred shop? And, is it a requirement to bring your vehicle to more than one shop for an estimate?
Monday, April 14, 2008 10:03 AM
What is CCC when referring to actual cash value?
Saturday, February 16, 2008 5:01 PM
What if my car is hit while parked and I don't know who did it and I file a claim will this result in a surcharge to me?
Thursday, February 14, 2008 2:45 PM
Is there a time frame in settling an auto claim once the paper work has been processed in the state of TN?
Friday, February 08, 2008 2:09 PM
Do all insurance companies cover windshields in MA?
Wednesday, January 30, 2008 6:39 PM
If a car is in forfeiture with a state due to a DUI will GAP insurance cover the loan amount?
Friday, January 25, 2008 10:32 AM
I was in a car accident where I slid on ice and hit a telephone pole. I have comprehensive insurance but not collision. Am I covered?
Thursday, January 24, 2008 4:25 PM
What should I do if a cyclist hits my car and causes damage, are they liable?
Thursday, January 24, 2008 9:11 AM
My auto policy does not cover the cost of a rental. The other driver was issued a citation for disregarding traffic signal. Can I sue for the cost of the rental under the mini-tort provision?
Thursday, January 24, 2008 9:12 AM
Can you file a claim if there were is no police report regarding the accident?
Saturday, January 19, 2008 10:33 PM
My car was in a accident and the property damage is over $10,000 what will happen since my coverage is only $10,000?
Thursday, January 17, 2008 1:47 PM
If I was involved in an accident and it was my fault but the police was never called and the other driver took down my insurance information can he report it to my insurance without telling me or having an officers case number?
Friday, January 18, 2008 3:54 PM
I need to know the laws pertaining to a policy holder who only has liability coverage when they intentionally hit my vehicle. The company is telling me that they may not pay for damages to me nor provide a rental car for me. How is that possible? I can see if their insurance refuses to cover their car, but I am an innocent by-stander and I should be compensated.
Tuesday, January 15, 2008 5:35 PM
What coverage covers personal property such as, a wedding ring, in a single vehicle accident in which the you, the driver, are at fault? I swerved to avoid hitting something in the road at night and ended up partially submerged in a huge ditch at the side of the road.
Tuesday, January 15, 2008 2:57 PM
Can you be made to reimburse an insurance company if you in an accident and your insurance has lapsed?
Monday, January 14, 2008 9:35 PM
My car was damage while park in a driveway at another person's house. The owner of the home backed out of her garage and hit my car. She wrote a note and said I should get an estimate. Now she is refusing to pay for it citing Missouri law as her reason for not be at fault. She said private property is no fault. Is this true in Missouri?
Wednesday, January 09, 2008 10:38 AM
What recently changed with Montana's insurance laws for car accident claims?
Friday, January 04, 2008 3:39 PM
I am currently insured. My license was just suspended for health reasons. If I drive anyway and am at fault in an accident, will my insurance company have cause to deny a claim because of my driving on a suspended license?
Tuesday, January 15, 2008 2:57 PM
If I only have liability coverage, and my car is totalled in an accident which I am not at fault, is my insurance company obliged to obtain the payment for my car from the other party?
Monday, January 07, 2008 3:04 PM
Will my insurance cover me in a accident even if i wasn't driving but was the passenger?
Wednesday, January 02, 2008 5:21 PM
I was in an accident. Assuming it was my fault does my car insurance pay for the damages to the other party's vehicle? I was curious because Minnesota is a "no fault" state but I am not sure what that means.
Wednesday, January 02, 2008 2:47 PM
If you open your car door on a parking lot and dent another cars door (neither car is moving) is this considered an accident insured under your auto liability policy?
Thursday, January 03, 2008 1:45 PM
I was hit by another vehicle in a department store parking lot. I do not have collision coverage on my vehicle. The driver of the other vehicle claims to have collision coverage. So who will pay for damages done to my vehicle? Does it matter if the other party was at fault. Do I make the claim with my insurance company or theirs?
Wednesday, January 02, 2008 5:22 PM
I was parked in Wal-mart parking lot. When I came out of my car to put my items in the trunk I noticed my car had been hit. It looked as if someone had backed into my vehicle. There was no one around and I did not know what to do. Would this be a claim for my comprehensive or uninsured motorist? In Florida it is a no-fault state so I'm confused.
Friday, December 28, 2007 4:10 PM
If I hit a boulder on the road. Is the city or state liable? I only have liability on my car insurance and that does not help me at all.
Wednesday, January 02, 2008 2:46 PM
Can a minor pursue a bodily injury claim in Colorado if the at fault party is our insured, is related to the insured, and lives in the household?
Wednesday, December 26, 2007 2:13 PM
If a person tells another person they have insurance on their car, but really does not, and the other person drives that car and gets into an accident, who is responsible?
Wednesday, December 26, 2007 2:14 PM
Would I be covered if I was hit in a head on collision, the person was driving on the wrong side of the road and totaled my car? I have car insurance but not collision, and we are not sure if the other driver even had insurance. How can I make sure that I am covered and can get another car/or the money for my car?
Wednesday, December 26, 2007 2:14 PM
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