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Would a hit and run be covered under collision or comprehensive insurance?
Friday, June 27, 2008 9:49 PM | Does Kentucky have free windshield replacement? And if so how do I go about getting it?
Thursday, June 26, 2008 9:21 PM | What happens if an insured driver has an accident while driving during a driving ban (like during a snow emergency)?
Thursday, June 26, 2008 8:52 PM | A car backed up into my car causing some damage. I have a $500 deductible. If the other car is found to be at fault, do they pay for all repairs including my $500 deductible?
Wednesday, June 25, 2008 10:16 AM | If a vehicle was parked illegally and in a way as to cause unreasonable risk of property damage can the insurance carrier deny coverage for PPI under the auto policy? As well is there any specific case law that defines unreasonable risk?
Friday, June 20, 2008 10:20 AM | In the "no fault" state of Florida, is my insurance company required to compensate me for damages to my car (no bodily injuries) even though I don't carry collision and the other drive was ticketed and found guilty in court? My insurance company is leaving it up to me to fight it out with the other driver's company. The other driver's company is trying to claim negligence on my part even though I was NOT ticketed.
Thursday, June 19, 2008 3:13 PM | What happens to a vehicle that is totaled out by an insurance company?
Friday, June 20, 2008 9:35 PM | Is your windshield covered in the state of New Hampshire?
Thursday, June 26, 2008 8:39 PM | If a motorcyclist in a parking lot falls over and his body dents my quarter panel. Whose insurance pays and under what?
Thursday, June 19, 2008 9:37 AM | What if I got in a personal injury wreck and was charged with leaving the scene of the accident? How will it affect my insurance?
Wednesday, June 18, 2008 6:53 PM | When I was rear-ended recently by a hit-and-run driver, my insurance company denied coverage by my Uninsured Motorist coverage, stating that I had to prove that the other party was uninsured in order for that to apply. Obviously proving such for a h&r driver is impossible, making the coverage practically worthless and very misleading to policy holders who buy it. My question then is: Is that a standard insurance company fine print definition and exclusion, or just that of my insurance cos?
Friday, June 20, 2008 10:21 AM | If the estimate to repair a vehicle is more than the vehicle is worth, will insurance pay the additional cost to repair?
Wednesday, June 11, 2008 8:50 AM | I was in an accident that was not my fault. A car in front of me made an illegal left turn against a red light and was hit. I filed a claim with my insurance company and am paying my $1,000.00 deductible. I live in California, what is the average time it takes for my insurance company to recover my deductible from the at fault party's insurance company?
Wednesday, June 11, 2008 8:51 AM | Do you pay your deductible one time a year or for each accident?
Friday, June 13, 2008 11:04 AM | I am 23 was in a car accident in CT where I was rear ended. The police came took a report and gave the other driver a warning for following too close. Now I need a rental car while my car is being fixed. The other persons insurance company won't pay. Is that allowed? How do I get the other Insurance Company to pay?
Tuesday, June 10, 2008 4:06 PM | I live in Massachusetts and have had a perfect driving record (no tickets, no accidents for more than ten years). Unfortunately, last night I backed into a colleagues brand new parked car in the company lot. Damage appears to be minor - her rear bumper dented, no damage to my car. What is the best way to handle this? If the damage is under $500 or under $1000, should I just have her get an estimate and pay her directly without involving insurance to avoid "points?" How much money does a "point" add to an annual premium? Thank you!
Tuesday, June 10, 2008 8:40 AM | On an auto insurance claim, what does "current reserves" mean?
Tuesday, June 17, 2008 5:39 PM | Does my insurance cover my vehicle if a neighbor's bicycle puts a dent in it?
Monday, June 09, 2008 10:59 AM | Does my insurance cover a neighbor's vehicle if it is hit by my child's bicycle?
Monday, June 09, 2008 11:00 AM | Someone rear ended my car and I have a $500 deductible will gap insurance cover the deductible?
Thursday, June 05, 2008 6:17 PM | My wife car was hit while parked. She did not see who hit the car. Is this covered by collision or liability on my insurance policy?
Thursday, June 05, 2008 6:16 PM | Is there a required (windshield crack) size, before the insurance company is responsible to take care of the replacement?
Wednesday, June 04, 2008 11:26 AM | I have full auto coverage on my car, but the car was stolen in a different state from where my car is insured, is it covered?
Friday, May 30, 2008 10:13 AM | We live in Kansas. Our SUV rolled down a hill and hit a tree (our tree), causing almost $4,000 worth of damage. We have full coverage insurance thru Travelers insurance. Our warranty on our car seats are void since it was involved in an accident. Should our insurance have to pay to replace them?
Wednesday, May 28, 2008 2:56 PM | If I took my ex-boyfriend's car without permission and got into an accident will they still cover the car if I am an excluded driver?
Friday, May 23, 2008 1:32 PM | A rock was kicked up by a passing vehicle. It hit and cracked my windshield. Is the other vehicle responsible or would this be considered non negligence as to their inability to do anything about the gravel laying on the road? If not, why not. Will I have to pay a deductible to fix my windshield?
Friday, May 23, 2008 1:32 PM | I only have liability insurance and my car was totaled. Will my gap insurance cover?
Friday, May 23, 2008 1:31 PM | I was hit by an uninsured motorist. My insurance company tells me that my UM coverage does not pay for a rental car while my cars in the shop for repairs. Is that true?
Thursday, May 22, 2008 9:26 AM | If a my policy says under UM Bodily Injury
each person $300,00/each accident $500,000
and my husband, the driver, was killed
is the payout $300,000 or $500,000?
Thursday, May 22, 2008 9:24 AM | If I have full coverage on my vehicle will most policies cover money stolen from a vehicle?
Friday, May 23, 2008 1:29 PM | My mother wrecked my ATV and its a complete loss. Will her auto insurance cover the ATV that she had permission to drive? In the state of Idaho an ATV is a licensed vehicle that can be driven on certain roads such as the forest service road where the accident occurred.
Friday, May 23, 2008 1:28 PM | My car was stolen and the car insurance paid the actual value of the car, meaning settlement has been completed. Then I got a report that it was recovered. What will happen now? Will the insurance take back the amount they paid, or they will assume possession of the car?
Monday, May 19, 2008 9:43 PM | I was caught up in a road range incident where the other driver intentionally bashed his door into my car after we stopped. I got his license number and the police caught up with him and he confessed. Will his car insurance cover this, or will they deny it because it was intentional?
Monday, May 19, 2008 9:39 PM | I was recently in an accident with minor damage to my car, major damage to the other car. The other car struck me when they were pulling out of a parking lot. The driver of the other car looked flustered and gave me his insurance info. Neither of us filled a police report at the time, but now his insurance is not covering my damage because the driver was excluded from the policy. Now 6 weeks later I have no money to fix my car, what are my options at this point? Can I still sue the driver for the damages without a filled report at that time?
Monday, May 19, 2008 9:46 PM | My car was rammed while parked in a lot. Would my comprehensive insurance cover that?
Wednesday, May 21, 2008 2:18 PM |
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