I live in Montana. I was wondering if Montana has a windshield law that will waive my deductible or should I just have it fixed myself?
Friday, October 31, 2008 10:36 AM |
What does it mean by "collision less deductible" on a check received from an insurance company?
Wednesday, October 29, 2008 10:43 PM |
Does liability insurance on a car usually come with a deductible?
Thursday, October 23, 2008 9:39 AM |
If I am legally parked at a store and someone backs into me and leaves the scene, should my comprehensive or collision deductible be waived?
Thursday, October 23, 2008 9:40 AM |
I am in South Carolina and I hit the back of a car and I thought my dad's car has insurance but it does not. I was wondering what is going to happen and what kind of trouble am I in?
Wednesday, October 15, 2008 2:56 PM |
In an ice storm last winter someone who couldn't stop rear-ended a very slow moving car on an on-ramp. Minutes later other cars started to pile up because no one could stop on the ice. Is the last person to add to the pile the one who has to pay for all the property damage?
Friday, October 17, 2008 6:23 PM |
What if an excluded driver was driving and was in an accident, and the car was total, will the car be covered?
Thursday, October 23, 2008 9:41 AM |
I live in Kentucky and I have Full Coverage insurance on my vehicles. My kids broke the passenger side back glass out of my car, can I turn this in on my insurance and will it affect my rates? Does KY have a policy that window glass cannot be counted or held against the policy holders premium? Thanks
Wednesday, October 15, 2008 2:57 PM |
If I was involved in an accident that was ruled NOT to be my fault, am I responsible to pay my deductible or is the other party responsible? I have been receiving conflicting answers. Thank you.
Monday, October 13, 2008 10:41 AM |
I was hit by someone who doesn't have insurance, if I file a claim with my insurance will my insurance company try to collect any money from the other driver?
Monday, October 13, 2008 10:40 AM |
My daughter was driving my car and got into an accident, it was clearly her fault. I am the owner of the vehicle and had full coverage on the car. How will this affect me? Will this accident cause my insurance to go up? Since I was fully covered will I receive any money for my car whether it was her fault or not? Will I still have to pay off the car, it was determined to be a total loss.
Tuesday, October 07, 2008 10:03 AM |
In Texas I was hit along with 2 other cars by a driver with minimum insurance-$25,000. My car was totaled and valued at $5,000. The other two cars are $40,000 and $3,000. Will the $25,000 be prorated or all given to the most expensive car. They were all totaled in the accident and the insurance company said they are waiting for the $40,000 car to be auctioned off. It has been 6 weeks and I need money. Thanks
Friday, October 17, 2008 6:23 PM |
If you have a vehicle with a rebuilt or salvage title and it is totaled. What is the average amount that the payout is decreased compared to a vehicle with a regular title?
Monday, October 06, 2008 2:19 PM |
My son, who is an Ontario resident, was rear ended by a US postal truck in Michigan recently. He has insurance but does not have collision. He was told by his insurance company and the US postal insurance company that the most he could receive is $500 under Michigan law. True?
Monday, October 06, 2008 1:47 PM |
If the airbags deploy in an accident does that automatically make it a total loss?
Monday, October 06, 2008 1:47 PM |
Say someone rear-ends your car, no injuries to either party. You report the accident immediately, but the person that hits you does not and five months go by. Your insurance adjuster calls and says he can send a check for $32.50 of the $532.50 for repairs($500 deductible). Shouldn't the insurance company send a check for the full amount and go after the person that hit me? No police were involved, no witnesses.
Friday, October 03, 2008 10:25 AM |
My windshield was cracked on the road by a stone. It came from under the rear wheel of a car which I am unable to identify. I have only liability and uninsured vehicle insurance in South Carolina. Does insurance company have to pay for the repair viewing it as a hit-and-run accident or they do not have to cover this case?
Friday, October 03, 2008 10:26 AM |
I have full coverage and Gap and my car was stolen it has been a month and the claim is now closed will it now be up to me to come up with a down payment for a new car?
Friday, October 03, 2008 10:26 AM |
Does the insurance company have the right to tell me and my mechanic where to specifically order the body parts for my car repairs? Who would the check be written to? I am in the state of Ohio. Thanks
Friday, October 03, 2008 10:27 AM |
I already paid a deductible for my wife that ran in to a pole while picking food up, it cost me $500. Then someone backed in to us messed up our bumper. Do I have to pay another $500 deducible? Insurance company is trying to make us pay another $500? I don't understand it is deducible not deductibles.
Friday, September 26, 2008 4:25 PM |
In Oklahoma how long does an insurance company have before they make a decision?
Saturday, September 27, 2008 12:51 PM |
I was wondering under Louisiana law if you receive a claims payment for damage to your vehicle, do you have to fix it or can you keep the check? The car I have is paid off. I'm aware that I can't make another claim for the same damages.
Wednesday, September 24, 2008 10:17 AM |
Will my car insurance cover a side glass window in my SUV or is that an out of pocket expense?
Wednesday, September 24, 2008 10:16 AM |
If I have Uninsured and Underinsured Motorist Bodily Injury and Uninsured Property Damage and my car is parked and catches on fire, no fault of mine, is my car cover for such damage?
Thursday, September 25, 2008 3:04 PM |
My son was in an accident where someone hit him, but he is and excluded driver on the policy. Would my car be covered?
Wednesday, September 24, 2008 1:38 PM |
If I am an insured driver and I get in to an accident in an uninsured car will I be covered?
Tuesday, September 23, 2008 4:05 PM |
A stolen car hit my parked car legally parked in front of my house. Will the insurance of the legal owner cover my damages?
Tuesday, September 23, 2008 9:35 AM |
I hit a parked car and do not have insurance. The other person has uninsured motorist coverage. If he pays the deductible and gets his car fixed do I still have to pay their insurance company for the damages?
Saturday, September 20, 2008 9:11 AM |
If my vehicles windshield is cracked and I have Comprehensive and Collision, do I need to pay a deductible for replacement in Massachusetts?
Friday, September 19, 2008 6:03 PM |
My car was parked in the parking lot where I live and the parking lot was flooded Sunday. My car retained water inside from this flood.
I would like to know if I am covered for this?
Friday, November 07, 2008 3:33 PM |
My friend wants to borrow my car. She has a valid driver's license and is over 21 but she does not own a car and therefore does not
have her own auto policy. What happens if there is an accident and how is that handled by my insurance company? Thank you.
Wednesday, September 17, 2008 10:20 AM |
I had an accident and it was not at my fault. The other driver's insurance coverage was expired by 2 days, so his insurance is not willing to pay my loss. Who should cover my expenses then? Me? My insurance? The other driver? Thanks for your response.
Tuesday, September 16, 2008 1:30 PM |
If a person without a driver's license drives someone else's auto and is involved in an accident, will the owner's insurance cover the incident? Does it matter whether or not he had the owner's permission to drive?
Thursday, September 18, 2008 9:32 AM |
I had a car accident not my fault and my insurance had cancelled. Could I still report insurance claim if it is less than a few days cancelled.
Thursday, September 18, 2008 9:32 AM |
My 20 year old son is attending college in another state and has a vehicle registered to me for his use there. He is covered under my auto insurance policy. What is my liability if he let another individual, without my permission, use the vehicle and then they were involved in an accident? Should I re-title my vehicle in his name and let him provide insurance for it?
Tuesday, September 16, 2008 8:39 AM |