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How long can you wait before filing an insurance claim after a car accident if nobody else was involved and you live in the state of California?
Tuesday, October 20, 2009 11:20 AM | Will auto insurance companies automatically cover repairs for mirrors in the same way they cover windshield replacement/repairs without utilizing a deductible? In this case a driver-side view mirror.
Thursday, October 15, 2009 2:55 PM | I had gap insurance on my car as well as insurance. My car was totalled and I still had a balance owed on the car. My insurance covered I guess what it was suppose to pay and gap was supposed to cover the remaining balance after my primary insurance paid but it didn't. I was told that I didn't have the right gap insurance for that and gap insurance doesn't pay the full amount it only pay some of it. So are there various types of gap insurance?
Sunday, October 18, 2009 3:28 PM | I recently had an accident on the 3rd and to my understanding that is the same day my insurance is due. When I contacted my insurance company though they informed me that my policy wasn't in affect after 12am on the 2nd, they had no grace period. Please contact me if there is any information you have that could help me regrading this matter.
Friday, October 16, 2009 3:20 PM | If I have a car with full coverage insurance on it and I let my son drive the car but, I have excluded him from the insurance, is my insurance liable for a car if my son hits another car?
Sunday, October 18, 2009 3:18 PM | Is vandalism covered by PL & PD or uninsured motorist coverage?
Saturday, October 17, 2009 10:17 AM | If I am involved in an accident where I am not at fault and the person who caused the accident has no liability insurance, does my uninsured motorist coverage pay for the damage to my car?
Friday, October 16, 2009 10:48 AM | My car was vandalized by someone kicking in the drivers side door in New Mexico. Do I have to pay the deductible to my insurance to get it repaired?
Wednesday, October 14, 2009 5:23 PM | My son has State Farm car Insurance. He called them to tell them he had gotten a dent in the passenger side door, but did not file a claim. He opted to let it go because of the deductible. However the insurance company filed it as a mishap, and now he has to pay $120.00 more a year. Is this legal?
Tuesday, November 03, 2009 11:36 AM | If my car was stolen and crashed by an insured driver, can I claim against his insurance for the damage done to my vehicle?
Tuesday, October 13, 2009 2:15 PM | Under what coverage do you file a bike hitting a vehicle? Is it comprehensive or collision?
Monday, October 12, 2009 9:19 PM | In Pennsylvania if the insurance company totals your car can you keep or buy back your car from the insurance company?
Wednesday, October 07, 2009 10:07 AM | I recently paid to have my car repaired without realizing I had GAP insurance. What do I need to do to recoup all or a portion of my out-of-pocket expenses?
Tuesday, October 20, 2009 5:23 PM | My daughter used my car when I was sick. She was listed as an excluded driver. While in my car she was hit by another driver. She was not ticketed the driver who hit her was 100% at fault. My car had full coverage at the time of accident and the driver who hit her was insured with full coverage. Will my car be fixed by the at fault driver? Will the no pay no play law be held up even if my car was insured at the time of wrack that wasn't the excluded driver's fault? Please help me in this...so someone can wreck a car and not pay because the driver was excluded from a car that was insured with full coverage?
Tuesday, October 06, 2009 10:30 AM | I live in Florida and have the bare minimum coverage required by the state. Is my glass windshield that cracked do to a rock hitting it covered? I keep hearing conflicting information.
Monday, September 21, 2009 5:02 PM | My son rear-ended another car two days ago. His car was heavily damaged, but the other car sustained little damage to the bumper. Unfortunately, my son had let his auto insurance lapse. Since I co-signed the loan on the car, am I liable to the owner of the other car?
Thursday, September 03, 2009 9:55 PM | If you have full coverage with only the California basics and have an accident with more than one car is the basics enough to cover all cars or is that just for one car?
Friday, September 18, 2009 11:39 PM | I am a billing manager for a small billing service that handles PIP claims. I am being told by my collectors that medical claims from the physician that are not received by the insurance carriers with 30 days of service will be denied for timely filing. They state that it is a Florida Law. Can you verify if this information is correct?
Friday, September 04, 2009 10:16 PM | We have a motor home in the state of Florida and were wondering if the front windshield gets broken will it be covered by insurance with no deductible being we have full coverage. Thanks
Monday, August 31, 2009 3:05 PM | I have full coverage including coverage for rental cars. If on vacation, I rent a car from the individual that owns the house we are renting, does this count as a rental car (my poilcy pays for the damage) or a borrowed car (his policy pays for the damage)? Does it make a difference if we sign a basic rental agreement ahead of time?
Tuesday, September 29, 2009 9:38 PM | Can I sue the party that caused my car to be totalled for the amount I am left owing the finance company?
Wednesday, August 26, 2009 9:09 AM | When I let someone borrow my car and they suddenly get my car into accident, does this invalidate my car insurance?
Monday, August 24, 2009 3:43 PM | I live in Texas, a truck sped out of a parking lot and hit my car hard from the side, my car has major body damage as well as damage to all wheels and minor things such as driver seat, its been 5 days since the accident and his insurance has not even checked my vehicle, called to hear my story, nor provided a rental. Do I demand them to hurry up or do I wait impatiently for them just to call me? Also what signs can I look for to tell if the damage is a total loss?
Thursday, August 20, 2009 7:28 PM | I was hit by a car who made an illegal u-turn. The other car was at fault, but I do not have insurance. California law requires motorists be insured. Will the other persons insurance still pay for the damage to my car and medical bills?
Tuesday, August 18, 2009 12:27 PM | I was told that when we were hit in the rear my passengers were paid by my Uninsured/Underinsured part of my insurance but that Pennsylvania Law states they cannot use this to increase my insurance rate. Is this true?
Monday, August 17, 2009 12:36 PM | If two parties in the accident are insured by the same company, how is the claim handled?
Sunday, August 16, 2009 6:11 PM | If I traded my old car into a new car and rolled remaining loan $XXX into a new loan and my car was totaled by accident, will GAP insurance pay the entire difference between the actual cash value of my car at the moment of accident and the outstanding balance on my loan at that moment including that rolled in $XXX or will it not pay $XXX?
Thursday, August 13, 2009 10:11 AM | My neighbor's dog jumped all over the sides of my car, a Corvette with only 10,000 miles on it. This car has been immaculately taken care of and now it has scratches all over it. It is a 2005, and it was worth $63,000 in 2005. The neighbors have just said they are so sorry. I feel they should pay. My question is, would their car insurance pay for that? And should I contact my insurance company regarding this?
Sunday, August 09, 2009 10:57 AM | I have a 50 year old car which was in perfect working/running condition. A Hollywood producer wanted to use the car in a movie, which we allowed. They drove the car from my garage and all over Los Angeles for about 3 weeks now. We got a call last night from the producer who said they are towing our car back because it no longer is running. They did give us a million dollar insurance policy on the car but because it is mechanical will they deny our claim?
Sunday, August 09, 2009 10:58 AM | In Oregon, can you put in an insurance claim for a single car accident that occurred over a year ago?
Friday, August 07, 2009 10:30 AM | Does a standard auto insurance policy cover a vehicle for damage due to animals eating electrical wiring and causing further damage?
Thursday, August 06, 2009 9:15 AM | Will insurance pay for cleaning or fuel in stolen car?
Monday, July 20, 2009 11:07 AM | If I lock myself out of the car while in a remote area and onstar tries but can't unlock my car and I have to break out my side window will my auto insurance cover it?
Thursday, August 06, 2009 5:11 PM | When I purchased my car, I rolled over another loan into my current loan and now my car is a total loss. Will the gap insurance pay the amount that I rolled over?
Thursday, July 16, 2009 4:07 PM | How can I find out the actual cash value of my vehicle?
Thursday, July 16, 2009 4:08 PM |
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