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An ex-husband has loan in his name and has to pay for the truck. He now lives out-of-state. The truck is his ex-wife's. Who, by law, required to carry insurance?
Tuesday, October 18, 2005 11:09 AM | I was convicted of DWI first offense in September 2005, and I am now required to have SR22 insurance for 3 years. My license was reinstated before the conviction, so I didn't have to show proof of SR22 filing when I got my license reinstated. What happens from here? Do I go ahead and get SR22 Insurance on my own or wait until I receive a notice from the Office of Motor Vehicles?
Friday, October 14, 2005 5:54 PM | The dmv sent me a driver's license even though I didn't pass the driving test. I didn't question it, and I gave it back a week before I got a speeding ticket. (I didn't get ticket a for no license). Should I have points on my driving record?
Friday, October 14, 2005 4:11 PM | I have a 1998 Mercedes C230. How much in dollars should I carry as a deductible?
Thursday, October 13, 2005 1:58 PM | I recently bought an old car to get around in and insured it. I don't know how long it will last or if it will to make it through the winter. My insurance broker told me I could transfer the insurance to another car with no up-front costs or down payment costs. Is this a common procedure? Or, was I lied to?
Wednesday, October 12, 2005 2:11 PM | My boyfriend went to get car insurance and was told that he had a revoked driver's license due to child support back pay. He was told that he could still get car insurance, but it would cost him an extra $100. He didn't have the money to get it at the time. So, now he has no license or insurance (but needs to get to work to pay his current child support). Does he need a license in order to get car insurance? How does he get his drivers license back?
Monday, January 29, 2007 2:49 PM | If a driver has his/her license suspended, is s/he covered if s/he drives? Does the insurance follow the driver or the car?
Tuesday, October 11, 2005 2:32 PM | Can we exclude a driver in the household on our personal auto policy? We reside in Minnesota.
Tuesday, October 11, 2005 10:41 AM | My lisence was suspended for 30 days for 12 points in 12 months. On my insurance plan I have Personal Injury Protection, Property Damage Liability, and Bodily Injury Liability. Do I still have to purchase the SR-22 insurance in order to get my lisence back - if I have Bodily Injury Liability?
Monday, October 10, 2005 5:01 PM | I was stopped for speeding in NY and my insurance had lapsed. I have now renewed my insurance. Will there be any penalty for the lapse in insurance and if so, what would that be?
Thursday, October 06, 2005 2:52 PM | If you were to take out a loan for a used vehicle, would you have to have it covered with 'full coverage' insurance?
Thursday, September 29, 2005 5:24 PM | I just got my first speeding ticket. It was in a different state than which I live. Will my insurance go up a lot because it was my first ticket and in a different state?
Thursday, September 29, 2005 2:08 PM | If your license has been revoked for a reason other then no car insurance, what happens with your car insurance - do you renegotiate or is it cancelled?
Wednesday, September 28, 2005 5:07 PM | Is there a chart or other instrument out there that indicates the amount of insurance points someone is assessed for different motor vehicle violations, and how much each insurance point costs? (It would really help when someone needs to make a determination of whether to accept a 'no points' ticket with a high fine, versus a 'small points' ticket with a very low fine.)
Thursday, September 29, 2005 10:32 AM | I have a learner's permit. My dad lives out of state and has a car for me to purchase. Is it 'ok' if I could put the car in my name?
Monday, June 05, 2006 9:47 AM | I am 17, got my license just over a week ago, and got a speeding ticket for doing 55 in a 45 zone. How much are my rates going to jump because of this and for how long? (I do have the good student discount, and I got the reduced rate for attending driving school from my insurance company (USAA in Nevada).)
Monday, September 26, 2005 3:47 PM | I am 18 years old, and I just recieved a speeding ticket and received three points on my license. Will my insurance find out and will it go up dramatically?
Monday, September 26, 2005 3:46 PM | I am going to Guatemala for at least 3 months. Is there any legal way that my friend can borrow my car while I am away? Is there insurance that will cover her to drive my car?
Monday, September 26, 2005 3:45 PM | I just got a written warning. Will my car insurance rates increase?
Monday, September 26, 2005 3:45 PM | I received a speeding ticket in Illinois while visiting there. I am from Ohio and so is my driver's license. At the time of the violation, I did not present my insurance. Instead, I presented the insurance of the person whose car I was driving. The officer said that since it's out of state, if I pay the ticket, no points will go on my record nor on my insurance. Is that true?
Monday, September 26, 2005 3:42 PM | Can I drive someone's car if they let me and I'm not listed on their car insurance policy as a driver?
Monday, September 26, 2005 3:43 PM | My friend got a 'dui' in Florida at least 2 years ago. How long is he required to carry sr22 insurance?
Monday, September 26, 2005 3:44 PM | If I were to get pullled over without auto insurance in Illinois, what would be my penalty?
Monday, September 26, 2005 3:33 PM | Can you have an exclusion and a sr22 on the same policy?
Monday, September 26, 2005 3:32 PM | My mother and I just leased a car. When we went to the dealership, I had a suspended driver's license but my mom is fine. Now, they want me to get excluded, but the insurance company will not exclude me. Why is that?
Monday, September 26, 2005 3:31 PM | My husband and I will not own a car for about a month. Should we purchase a car insurance plan for a non-owner? If we have a period without car insurance, would we become "high risk" and possibly have higher rates? Also, how often does a credit score affect the rate you get on car insurance?
Friday, September 23, 2005 11:14 AM | If your child is 18 years old and still living with you, can he or she drive your vehicles without being listed on your auto insurance? Example: a friend borrows your car and gets into an accident, was it legal for them to drive your car because you gave them permission? Therefore will your insurance carrier cover costs incurred minus your deductible?
Friday, September 23, 2005 11:15 AM | Am I the only person who can drive my car? For example, if I have been drinking, can a friend who is sober drive me home in my car? Can I lend my car to a friend for the day? Can my wife drive my vehicle if she is not explicitly named on my policy?
Thursday, September 22, 2005 3:33 PM | We live in California. Our daughter is going to college in Maryland. She will be taking her car with her. She will be in Maryland 30 weeks out of the year and in California the rest of the year. Can I keep her on my California policy, or do I have to get her own insurance in Maryland? Also, do I need to register the car in Maryland?
Thursday, September 22, 2005 11:17 AM | I just got a 'DUI' in a state other than my state of residence. I have heard that speeding tickets often will not transfer over and raise insurance if they are received in another state. Will this 'DUI' transfer to my home state motor vehicle report? If so, will it force me to get sr22 insurance?
Thursday, September 22, 2005 11:15 AM | I recently had my license suspended for not turning my plates in after my car insurance policy terminated. I want to purchase a new car and have it insured. Will I be able to do this with a suspended license?
Thursday, September 22, 2005 11:16 AM | Am I covered under my parents's insurance policy, if I live in thier home and drive their car? Do I have to pay the insurance premiums?
Thursday, September 22, 2005 11:21 AM | If my dad lives in South Carolina and I live in New Jersey, can he put a car in his name, on his insurance, and list me as a driver on his policy (if I don't live with him anymore)?
Friday, September 23, 2005 11:11 AM | I have a Rhode Island driver's license. I am currently in the military and living In California. I was just charged with a DUI and California took away my "priveledge" to drive. However, my license is not suspended anywhere but in California because they can't suspend a license issued by another state (and my driving record in Rhode Island is still clean). Will I have to file an sr-22 even though my actual driving record according to my state of residence is clean?
Friday, September 23, 2005 11:25 AM | My premium is too high for full coverage.
Can I get liability insurance with no physical damage on my financed car until I can afford the other insurance?
Friday, September 05, 2008 10:12 AM |
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