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I mailed my car insurance payment and I just received my statement that says I am past due. We had a very bad ice storm with power outages and the post office system was messed up. What do I do about that past due notice? Do I have a late payment? Is there anyway to get it credited back to the account due to the storm?
Wednesday, December 28, 2005 2:30 PM | If I have had car insurance through Direct Insurance and it has lapsed, what can I do to get it back?
Monday, January 16, 2006 2:15 PM | If my son has a G2 license. If he is not added to my insurance nor has his own insurance can he drive my car when I am a passenger in the front seat (i.e. just as when he had his G1) with no extra cost to the insurance?Adding him to my insurance will of course cost a lot as he is a young male.
Friday, May 04, 2007 10:47 AM | What is the penalty for not having auto insurance in the state of California? What happens if you get in a auto accident and you are at fault with no auto insurance?
Thursday, August 24, 2006 10:23 AM | I've recently had my drivers license suspended for DWI. I am going to visit my parents for a week and they want to add me to their insurance (as they always do when I visit). Will this show up when they call the company? Are they allowed to disclose this information to my parents?
Wednesday, November 16, 2005 5:41 PM | Please explain the significance of receiving a request from an insurance underwriter to provide "a physicians report for automobile insurance."Can this likely lead to a cancellation?
Wednesday, November 16, 2005 4:09 PM | I called my insurance agent and was told I do not need to add my 16 year old on our auto policy while taking driver's education, because I am giving her permission to drive my car. Why do I need to have her added when she gets her license and pay the extra premium? I am still giving her permission to use the car occasionally just like I would be giving permission for instance to a friend to use my car.
Tuesday, November 15, 2005 11:09 AM | If my husband and I live in my parents' basement and we have our own car insurance, do I still need to have my dad on my car insurance policy - even though he does not drive my car? (My parents' car insurance company says they need another policy with just my car with his name on it, but I feel like it is unnecessary.)
Tuesday, November 15, 2005 11:12 AM | If you finance a vehicle under two names, do both names have to be insured on that vehicle?
Sunday, June 18, 2006 9:37 AM | I have 2 speeding tickets from CA and have moved to SC. Will SC check my driving record from CA when I apply for a SC drivers license? I also have to change insurance companies. Will they check my driving record from CA?
Friday, November 04, 2005 2:01 PM | What are the penalties/fines if I drive a car that is registered and covered under insurance but does not have a state inspection? Also, what if I get in an accident and the car is covered under insurance but is not registered or inspected, does my insurance still cover me?
Wednesday, November 02, 2005 5:38 PM | In my district, speed cameras do not add points to my license. Do you know if such tickets would still be reported to the insurance company?
Wednesday, November 02, 2005 11:03 AM | My daughter's license has been revoked until she turns 18. If she were to drive with a revoked license and get into an accident with our family car, will the insurance on the car still be valid? Also, should we notify our insurance company that her license has been revoked and should we remove her from the policy and add her back on when she turns 18 in eight months?
Wednesday, November 02, 2005 3:04 PM | If I hit a parked car and did not report the accident right away, but I am now coming forward, what further actions will/should take place?
Wednesday, November 02, 2005 1:38 PM | If I was caught driving with a suspended license what will be the penalty? Also, will it make my license suspended for longer?
Friday, May 12, 2006 2:14 PM | I have a vehicle, and I transferred its title to my corporation of 13 years. (Also, I have now licensed it to the corporation with the DMV.) I am the primary user of that vehicle and drive it exclusively. Will the personal auto policy I have covering that same vehicle cover my use of it under the corporate ownership? I live in Georgia.
Wednesday, November 02, 2005 11:02 AM | If I lease a car, can my child (who has his learner's permit) drive it?
Tuesday, November 01, 2005 3:38 PM | I'm an exchange student in Texas. My friends and I want to travel around the country for two weeks after the semester. For this were going to buy a car. None of us has a US driver's license. We were wondering where we can get car insurance for this time.
Friday, October 28, 2005 11:42 AM | Do I need a SR-22 if I received a dwi? I had full coverage insurance when I got the ticket. Also, do I need this for an essential needs license?
Tuesday, November 01, 2005 11:39 AM | Is there a state in which it is illegal to pay for your car insurance with your credit card?
Thursday, October 27, 2005 10:41 AM | I am 18 years old. I live in Kentucky and have a Kentucky driver's license. I got my first speeding ticket while driving in Indiana. The speed limit was 55.The officer said I was going 87. (I know my speedometer was only reading 79.) What kind of chance would I have in court? How will this ticket effect my insurance since its out of state? I currently have a 40% discount for being a good driver, will all that go away?
Thursday, October 27, 2005 12:58 PM | I was told that my four door Sunfire was considered a sports car. I thought if a vehicle had four doors then it wasn't one. What's the truth?
Thursday, October 27, 2005 2:06 PM | Does possession of marijuana effect car insurance?
Wednesday, October 26, 2005 3:55 PM | Is a Mitsubishi Eclipse RS considered a family car in North Carolina - if it is a 4-cylinder vehicle?
Thursday, October 27, 2005 1:26 PM | I recently got a stop sign violation and zero tolerance violation. How will this affect my car insurance rates?
Wednesday, October 26, 2005 3:55 PM | All I have is a learner's permit. If my mom were to let me drive her car without her in it and I got pulled over, what would happen to her? If I was driving the car without her knowledge and I got pulled over, would she get into any trouble?
Thursday, October 27, 2005 1:23 PM | If a premium has been paid for full coverage through a certain date, and the coverage is reduced to only liability before the end of the term, is the insured entitled to a partial refund or a credit on the new liability coverage? Or, if no refund or credit has been made, is the full coverage still in effect until the end of the premium term?
Friday, October 21, 2005 2:13 PM | If someone is 17, living with a non-family member, and gets a lerner's permit, will the auto insurance go up for the non-family member?
Friday, October 21, 2005 6:16 PM | If I get a learner's permit and I get in a car accident, will my mother need sr22 insurance or will it just be me?
Friday, October 21, 2005 6:17 PM | I am disabled and am on medicare. Is it going to cost more or less for insurance? (My disability does not affect my driving, and I do not need a special disabled license.)
Thursday, October 20, 2005 2:17 PM | About two years ago, I recieved a DUI in Mississippi. I was told that in order to retain my Mississippi driver's license, I would need to buy SR22 insurance. I never retained my license, because I went away to the marine corps. I just got back from Iraq three weeks ago, and I am interested in getting a new license in California. If I have to still pay the SR22 insurance, will it pick up now. Or, will I just have to pay for the remaining time I still owe? How does this work?
Thursday, October 20, 2005 1:28 PM | I heard that by not having "non owner" car insurance your rates would significantly increase when purchasing a car in the future. Is this true? (The only reason I bought the non owner car insurance is because I thought I would be penalized when I did decide to buy a car.)
Tuesday, October 18, 2005 10:41 AM | How do I find out when my sr22 will expire? (I cannot remember the exact date of my DUI conviction. But, I have had my license back for 22 months now, and I know that it was suspended well before then.)
Tuesday, October 18, 2005 12:09 PM | I'm 16 years old. I recieved a ticket for passing a stopped school bus and one for reckless driving which I hit a car in front of me while stopping. I got to court for each of these in a month. I have 9 license points and 8 insurance points. Am I going to lose my license? If not, how high will my insurance go? (My regular 6 month isurance payment is around $500.)
Tuesday, October 18, 2005 12:43 PM | I went to register my car, and the state of AZ told me I had to have a sr22 due to my lapse in car insurance. I thought the only time you needed a sr22 was because of a dui or traffic violations. Have you ever heard of needing a sr22 for insurance lapse?
Tuesday, October 18, 2005 12:07 PM |
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