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- Customer Service Questions and Answers
I currently have no car and no insurance, but a valid driver's license. If I borrow someones car to use, how am I insured in case of an accident?
Updated 5:26 PM Feb-02
If I have a policy here in the US, would I need another policy to cover me when I am out of the country?
Updated 5:52 PM Jan-28
This is a crazy question. How can I find out if I have car insurance on my car and who with?
Updated 11:25 AM Dec-25
Which states are No Fault States?
Updated 1:01 PM Dec-24
How can I add a vehicle to my current policy?
Updated 10:18 AM Dec-21
Can I reinstate my auto policy even though its been five months?
Updated 9:15 PM Dec-08
How long after you car insurance expires does the insurance company have your car cover for? How long is the grace period?
Updated 8:43 PM Nov-23
My insurance company wants to know about an adult who is living at my address. They are asking for proof that he is covered. What business is it of theirs to ask for this information? He does not drive my car.
Updated 8:39 PM Nov-23
You pay car insurance your whole life and never make any claims and now you no longer drive, do you get any of that money back?
Updated 10:39 PM Nov-17
Does GAP insurance help if I am out of work on a leave of absence?
Updated 9:13 AM Nov-17
In the State of Oregon what auto insurance limit changes going into effect as of January 1, 2010?
Updated 11:01 AM Nov-05
In an auto insurance policy, what does the term Interested Party mean?
Updated 2:37 PM Nov-08
What is the best way to explain how insurance rates are determined for a specific vehicle?
Updated 11:47 AM Nov-03
What year did SR-22s come into play?
Updated 8:14 PM Oct-26
I want to trade in my car and I have GAP insurance. The Kelly Book value of my car is at $6,925 and I still owe over $7,000. Will GAP cover what I still owe?
Updated 9:07 PM Oct-16
Will I get an insurance card in the mail?
Updated 2:38 PM Oct-27
If I change insurance companies after a six month policy has been issued will I be charged a penalty by my old insurance company? If so how can I calculate the penalty?
Updated 10:07 AM Oct-07
I wanted to come into an office and discuss my insurance needs with an agent. Where can I do that?
Updated 10:53 AM Oct-02
My wife and I have three old Volvos (1988 to 1992) with liability coverage only. My daughter will be turning 16 and getting her NC drivers license soon, but for this first year (age 16 to 17) there isn't any place she needs to drive to regularly. So is it possible to list her as an occasional driver, rather than principal? My current insurance company says NO, if you have 3 cars and 3 drivers then they ALL have to be principal drivers. Is this a law or just company policy? Are there any insurance companies in NC that don't require this?
Updated 9:59 AM Sep-24
Why would an endorsement be made on my insurance policy? I was sent a letter stating an endorsement credit was applied of x amount of money due to our request. But we never requested any changes. What is an endorsement and what has to happen for one to be made?
Updated 3:48 PM Sep-23
In California, once a car insurance policy has been canceled, how many days does it take to get a refund for the pre-paid insurance premium?
Updated 1:43 PM Sep-15
Is it possible to have a family member, who is not a resident but on vacation in the US, listed on the car insurance of a US resident who owns the car?
Updated 5:46 PM Aug-13
If I purchase a new car am I covered by a grace period by my current auto insurance?
Updated 4:21 PM Aug-12
Can I pay my Hartford car insurance premium through your company?
Updated 10:09 PM Jul-07
What does the insurance policy mean with the numbers 10/20/20? What does the 10 mean, the 20 mean and the second 10? I don't understand.
Updated 9:36 AM Jun-13
My husband needs a SR-22 form to be able to renew his license and I was just wondering if we would be able to possibly print one online or do we have to go to an insurance agency office in order to get the form?
Updated 10:49 PM May-13
Please explain why there is even such a thing as a surcharge. How do insurance companies get away with applying surcharges to policy holders when the policy holder is an accident. Why is there a surcharge or an increase in your premium when you have an accident? Isn't that the purpose of the premiums you have been paying all along for? Insurance companies like to take your money but as soon as you submit a claim, they hit you with surcharges and higher rates. How and why are they allowed to get away with this? Please explain, because I don't get it.
Updated 11:01 PM Mar-31
After due date how long do Pennsylvania insurance companies have to wait before canceling your policy?
Updated 5:03 PM Mar-06
Can you remove an auto from your policy if it is not running?
Updated 12:08 PM Feb-25
I need to remove a car from my insurance. Can I do that on line?
Updated 6:28 PM Dec-29
If you have comprehensive insurance for your car, does the insurance company pay for the car to be repaired for a non-collision reason, such as a blown head gasket or a faulty sensor?
Updated 6:31 PM Dec-08
Is the "Retail Certificate of Sale" different from a "Title"? If they are the same, I do not see where on the document I sign it over to another owner? My car was recently totaled in an accident. I am having trouble determining how to correctly sign over my title to the insurance company. The only document I have is my "Retail Certificate of Sale" Please help?
Updated 10:18 AM Dec-01
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