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Car Insurance Question  How do I know what coverage is right for me?

Choosing the right coverage can be difficult, but we simplify the process at CarInsurance.com.

When you get a quote through our site we have coverage packages for every situation.

  • You can start with the Basic package, it typically includes all the state required insurance along with some added coverage for uninsured or underinsured motorists.
  • The next package is our Standard package, it includes the coverages of a Basic package, but with higher limits to protect your assets. 
  • The next package is our Superior package, it includes the coverages of a Standard package, but with higher limits to protect your assets.
  • The least amount of coverage you can purchase is outlined in our Minimum State Required package. It is the minimum required by law.

Depending on the ownership status of your vehicle (Paid For, Leased, or Financed) we will include physical damage in your package.

There are more resources on our site to help you choose:

Visit our Learning Center to learn more about coverage in your state.

The terms "Basic", "Full", "Minimum", "Minimum State", "Minimum Bank", "Standard", "Preferred", and "Superior" (or any package definition) are not specific enough to assure that you are buying the insurance coverages or benefits you want, please make sure that you understand the coverage options by reading the help or call our licensed agents to assist you.

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This car insurance question was asked on 3/23/2005
This auto insurance answer was last updated on 1/28/2008
Rated 1 out of 10 based on 3 votes.
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