You should purchase uninsured/underinsured motorist coverage to protect yourself against uninsured drivers.

The uninsured motorist coverage will pay for medical bills and pain and suffering if you are hit by an uninsured driver.

The uninsured motorist property damage coverage will pay for property damage if you are hit by an uninsured driver.

As of August 2004, uninsured motorist property damage is available in these states: Alaska, Arkansas, California, Colorado, Delaware, District of Coulmbia, Georgia, Illinois, Indiana, Iowa, Louisiana, Maryland, Mississippi, New Jersey, New Mexico, North Carolina, Ohio, Oregon, Rhode Island, South Carolina, Texas, Tennessee, Utah, Virginia, Vermont, Washington, and West Virginia.

Please read our coverage definitions for more detail.

Comment Update: Based upon the comment, it appears you are asking after the fact, not in anticipation of having enough protection. If this is correct then you do have options. Your best option is to file the claim with your company and if you have appropriate coverage, then your company will pay the claim. That is the reason you have insurance in the first place. IF you don't have coverage for the claim then you have to take legal action against the at-fault uninsured driver.