Should I expect my premium to rise if I reported an acci?

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Should I expect my premium to rise if I reported an accident to my insurance company in which I was not found at fault?

It is unlikely you would see a premium increase solely because you were in an accident in which another person was at fault.

You may receive a premium increase if have been involved in several accidents altogether throughout the year or in recent years. Even if you had several accidents and were found not at fault in each of them, the insurance company may assume there is something hazardous about your driving and thus charge you a higher premium.

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Question Details

This car insurance question was asked on 3/24/2005

This auto insurance answer was last updated on 10/4/2005

Rated 9 out of 10 based on 3 votes.

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