My daughter has her learner's permit and is starting to drive. Do I have to add her to the policy?
The answer on this question relies upon the specific requirements of each insurance company, so there is no answer that will apply to each situation. We can help with some generalities, please add your experience in the comments to help future visitors.
Most companies do not charge for a person with a learner's permit or require the learner be named on a policy (but some do).
Once your daughter gets her permanent license, she must be covered under your auto insurance, unless she won't be driving. Newly licensed drivers are involved in more accidents than more experienced drivers, so their rates are considerably higher.
There is more information pertaining to teenage drivers in the auto insurance Learning Center at CarInsurance.com. You will need to notify your insurance company when a driver in your household gets a learner's permit.
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Progressive makes you add a person with a permit, and its not cheap!
Reply»does a person with learners have to have insurence?
Reply»My daughter is arguing that we dont need to cover her FIRST before she starts driving. I would feel better if I call AAA before she starts ..she has a permit and she wants to START NOW!!!
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