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Q

How do I know the auto insurance you offer is reliable?


A

CarInsurance.com selects only the finest insurance companies that are made available to service your needs. Our companies consistently receive high ratings from the U.S. insurance industry's most reputable independent ratings organizations.

We have worked in the insurance business since 1978. We have assisted our customers by providing great rates and excellent service inside our agencies. CarInsurance.com was formed as a logical progression of the retail agency business. We allow insurance carriers to sell insurance on the Internet. We streamline the process for the consumer and the insurance company to bring them together. Using the Internet allows us to save money. We pass that savings on to you. Consumers can receive quotes from many insurance companies. This allows you to be informed and select the best company for your situation.

If you want to research the car insurance companies we use on our site you can start out by contacting your state's Department of Insurance (or like agency). Most DOIs publish consumer complaint ratios for the insurance companies licensed to sell policies in that state. These ratios can tell you how many complaints an auto insurance company has received per 1,000 claims filed.

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It is important to understand the financial strength of insurance companies when you are comparing auto insurance quotes. You can check an insurance company's J.D. Powers rating. J.D. Power and Associates collects data from individual policyholders nationwide and rates them according to coverage options, price, claims handling, satisfaction with company representatives and the overall experience.

You also can look at A.M. Best and Standard and Poor's ratings. Both companies publish financial strength ratings for all insurance companies. These companies measure an insurance company's ability to pay out a claim. It does not measure customer service though.

When you purchase from CarInsurance.com you are purchasing from insurance companies that have a strong financial backing. CarInsurance.com checks these items for you:

  • Verify that the company is able to transact insurance in your state and check consumer complaints about each company.
  • Check company strength, financial strength, stability ratings, and overall health of the insurance company.
  • On your quote and when you purchase you can see each companies Rating by A.M. Best.

CarInsurance.com offers many national carriers and some local carriers so that we can give consumers more choice when they purchase car insurance. If you would like to do comparison shopping for auto insurance with us, click here for an insurance quote.


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