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If I have full coverage and my child gets their school permit, is that child covered?

A school permit is only valid if it is issued by the state. In that case, it is considered a learners permit.

It really matters which insurance company you are covered with. Each company has their own internal rules pertaining to unlicensed drivers. You should check with your agent or company for information regarding their specific underwriting rules. CarInsurance.com writes with some companies that will not cover a child with a learners permit unless added to your policy. We also write with companies that will cover a driver with a learners permit.

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Car Insurance RelatedMy daughter has her learner's permit and is starting to drive. Do I have to add her to the policy?
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car insurance commentsWhat happens if a parents insures a son who is 18 years of age and he has an accident? Could the parent be sued? What about the step parent could he be sued also if he had no knowledge or did not agree with the inclusion of son in spouses policy. What liability exists. This is really what I believe should have been asked and answered
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This car insurance answer was last updated 5:40 PM Apr-15.
This buying a policy question was asked 11:06 AM Apr-15-2005.
John Smith requested this car insurance help from CarInsurance.com experts.
Rated 8 out of 10 based on 2 votes.
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