My co-worker had no car insurance and was hit by another?

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My co-worker had no car insurance and was hit by another vehicle. The accident was the other driver's fault, but the other driver's insurance company is telling my co-worker to pay for the damage to the other vehicle. If he doesn't pay $3,000 in 10 days the insurance company told him he would go to jail. What is he responsible for?

Please note that CarInsurance.com can not offer legal advice. I suggest your friend contacts a lawyer to determine his rights and what he may or may not be responsible for.

None of what you state seems normal or typical. If it is the other parties fault, then your co-work is not responsible for the other vehicle's damages or claim. If the other person is found to be at fault, then the other parties insurance company IS responsible to pay for your co-workers damages. Ask the claims adjustor:

If I am not at fault, why I am responsible to pay anything?
To whom do you expect me to pay the $3000 and if I don't which entity will put me in jail? What would I be charged with when going to jail?

Hope this helps.

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Visitor Comments

	Your sample questions are very helpful. Sounds like you know what you are talking about
	How many days do you have to let your ins compay know that you traded a car for a new one and the new car still be coverd?

Question Details

This car insurance question was asked on 4/24/2005

This auto insurance answer was last updated on 8/9/2006

Marc requested this car insurance solution.

Rated 6 out of 10 based on 7 votes.

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