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Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Auto Insurance Answers

Will a ticket for not wearing a seat belt cause my insurance rates to rise?

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Generally, this type of ticket or violation will not cause your insurance premiums to rise. However, there are situations when it might raise your rates if you have a high frequency of being cited for this.

Some carriers may remove discounts for safe driver, which isn't technically raising your rates, but the bottom line is that your rates are higher.

 

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Car Insurance Related I just received my second seat belt ticket in about 3 years in NJ. Is this going to affect my insurance (AIG)?
Car Insurance Related I got a ticket for no seat belt in MN. The cop said it won't go on my record and also won't go on my insurance record. I have clean record otherwise. Is he right that the offense won't go on my record in Minnesota or effect insurance?
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Visitor Comments
answered the questions i need
Comment added: 08:36 AM Jun-03
You should give more information on what kind of tickets or how many warnings you can get for not wearing a seat belt.
Comment added: 05:30 PM Sep-30
According to the judge in my case, no it will not.
Comment added: 05:00 PM Aug-23
Question Details
This car insurance answer was last updated 5:35 PM Aug-23.
This question was asked 03:39 PM April-25-2005.
Barb requested this car insurance help from CarInsurance.com experts.
Rated 5.56 out of 10 based on 9 votes.
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