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Car Insurance Question  If you are at fault in an accident and the other party claims injury, how much does your insurance increase?

There is no specific amount it may increase but generally you might expect a 10% - 15% increase in your premiums. Insurance companies are required to file their rates and rules with state regulatory bodies such as the Department of Insurance. In most cases, they impose a surcharge or charge 'points' to driver's who have been charged with an accident and/or who have made a claim against their policy. So, there isn't a 'law' that dictates that an insurance company can increase your premiums due to an accident. It's just a matter of how the rates are filed and passed on to you as a result of an accident.

You can get a direct insurance quote here if you would like to get an idea of how much it could increase.

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This car insurance question was asked on 5/17/2005
This auto insurance answer was last updated on 5/18/2005
Laura requested this car insurance solution.
Rated 10 out of 10 based on 1 vote.
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