A driver under the influence hit my car while it was par?

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A driver under the influence hit my car while it was parked on the street in front of my house. Should I file a claim directly with this driver's insurance company? I reported it to my insurance company, and they said because I didn't opt for towing and rental car coverage that I will have to pay out of pocket for those costs. I think that the other driver's insurance company should pay these costs since the accident was his fault. What do you advise?

Yes, you should contact the other party's insurance coverage. You should explain to the claims adjuster your situation. Based on what you have stated, it appears as though you should be entitled to a rental car. It is also possible that if you incur these expenses out of pocket that you could be reimbursed for them by the other party's insurance company.

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Question Details

This car insurance question was asked on 5/22/2005

This auto insurance answer was last updated on 5/23/2005

Sharyn requested this car insurance solution.

Rated 4 out of 10 based on 2 votes.

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