When my wife and I were moving to a new home, we borrowe?

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When my wife and I were moving to a new home, we borrowed a truck from her brother and a trailer from another friend. During the moving process I was driving my brother-in-laws truck and towing my friends trailer and clipped a neighbors car with the trailer. Who should file a claim ... me, my brother-in-law, my friend or my neighbor? How should it be claimed?

You should make a claim under your brother-in-law's policy. The liability coverage he has on his policy should extend to the trailer. Most insurance companies will cover a utility trailer used by you with the expressed or implied permission of the owner of the vehicle.

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This car insurance question was asked on 6/14/2005

This auto insurance answer was last updated on 6/14/2005

Bob requested this car insurance solution.

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