Almost every state requires you to buy a minimum amount of liability coverage. Chances are that you will need more liability insurance than the state requires because accidents cost more than the minimum limits. If you’re found legally responsible for bills that are more than your insurance covers, you will have to pay the difference out of your own pocket. These costs could wipe you out! You should consider how much you stand to loose or have the potential to loose (as you are still young). You would want to buy as much coverage as you feel comfortable with and can afford.

You can get an unlimited number of FREE quotes here. You can choose different coverage levels to see how much it would cost to buy different amounts of coverage.