I was at work when a customer came in and told me he had?

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I was at work when a customer came in and told me he had backed up into my pick-up. I got 2 estimates and he wants to write me a check and not file a claim. My question is would it be illegal for me to file a collision claim with my insurance company and pay my deductible and pocket his check? If I did would that effect my insurance rates?

This situation has more to do with morals than it does the law. You should not seek to make a claim if you will receive compensation for the loss from another party. It is also possible that your insurance premiums could increase as a result of a claim made against your policy. Ultimately you will make the final decision.

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This car insurance question was asked on 6/15/2005

This auto insurance answer was last updated on 6/16/2005

John requested this car insurance solution.

Rated 9 out of 10 based on 1 vote.

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