Leaving the scene of an accident is a very serious offense. In some states, leaving the scene of an accident where there is a personal injury is a crime of the fourth degree. The penalties for driving without insurance vary from state to state. For example, driving without nj auto insurance will bring you mandatory penalties imposed that are greater than the first offender penalties for drunk driving or possession of marijuana. Mandatory penalties include automatic loss of license for one year, a $300.00 fine and a period of community service to be determined by the Municipal Court.

You can get an auto insurance rate here to see how much these incidents could effect the premium you pay.