There are many factors that an insurance company considers when charging you a premium for insurance. You can contact your insurance company to determine if they have used the correct factors for your policy. Perhaps they have not. Insurance premiums are non-negotiable. If all of their information is correct and you are unhappy with the rate you are paying your options include shopping for a new policy.

Insurance rates are filed and set by a government entity. You can request information from the Financial Services Commission of Ontario about the rates that the insured filed and were approved.

You can get a quote for Alberta car company insurance here to compare the cost of your policy and find a less expensive one.

Comment Update: Please read some of the related articles to see if you can get the information you need.