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My 3 year old son opened his passenger door and hit the vehicle next to ours causing paint transfer and a small dent. Is it covered under my insurance?Do I have to pay to fix the damage since it was a 3 year old?

In most states your property damage liability coverage would cover the damage to the other vehicle. The owner of the vehicle would be responsible for the damage to the other vehicle that was damaged.

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This car insurance question was asked on 7/11/2005
This auto insurance answer was last updated on 7/13/2005
Matthew requested this car insurance solution.
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