Collision means the impact of your insured car with another object or upset of your insured car. Loss caused by missles, falling objects, fire, theft or larceny, explosion, earthquake, windstorm, hail, water, flood, malicious mischief or vandalism, riot or civil commotion, colliding with a bird or animal, or breakage of glass are other than collision losses (a.k.a. comprehensive).

Your loss would be covered under your collision coverage, since your vehicle struck another object. Your insurance policy should pay for these damages less the deductible that applies.

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