You may need to pay something if you crash with an uninsured driver. If you are hurt in the accident, and your state requires you carry 'Personal Injury Protection,' and if you have a deductible with that coverage, you will need to pay for that deductible amount. (You will need to pay that deductible if the other party is insured or not.) If you vehicle gets damaged and you have 'collision' coverage with a deductible amount, you will need to pay for that deductible amount.

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