You can purchase a car if you don't have an operators license; some vendors won't sell a vehicle to a minor, but that is unrelated to license status.

You can own a car if you do not have a license. To insure a car, you will need a valid operators license in most states. As of May 2007 in Florida and Tennesee, you can purchase a policy but you have to get a full license within 30 days.

To get a quote for automobile insurance coverages follow this link.