In most cases, the driver of the second vehicle would get probably get ticketed for driving too closely. However, your vehicle was stopped in a freeway lane. The other driver may not have had any other option. Also, since your husband was not insured to drive your vehicle, I do not see your insurance company accepting responsible for his actions. If that is the case, and your husband was at fault in the accident, I see the other parties involved in the accident coming after him for restitution.

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