The ticket should only apply to the driver's motor vehicle report. It should not apply to the motor vehicle report of the owner of the vehicle. As a result, your insurance premiums should not increase if someone else gets a speeding ticket while using your vehicle. (However, if the other driver was involved in an accident for which your insurance company had to pay a claim, at your policy's expiration, your insurance company might increase your insurance premiums or might not allow you to renew your policy through them.)

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