There are few separate issues here. First, comprehensive and collision provides coverages for a specific vehicle up to its actual cash value. This takes the vehicle's depreciation into consideration. Since this is the case, it may be more expensive to cover a vehicle with comprehensive and collision coverages than you would be compensated if your vehicle is 'totaled' in an accident. It is possible for your insurance policy to have comprehensive and collision on one vehicle and not on another. Now, if you choose to have comprehensive and collision on more than one vehicle, some insurance companies usually require you carry the same deductible amounts for the vehicles. Even though you may have comprehensive and collision on some vehicles and not on others, insurance companies usually require you carry the same amount of liability coverage on the policy (as liability coverage is not vehicle specific). This is because it does not cover the individual car like the comprehensive and collision coverages. Remember, you can click here to get a quote and compare automobile insurance rates.
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