First of all, if you drive without insurance in Oklahoma, you should be ticketed since it is against the law. Also, a person's driver's license may get suspended for being uninsured.

If you feel that the other party is at fault for the accident and want them to pay for your damages you could take them to court and sue for repairs to your vehicle. If you choose to do this it would be advisable to draw a diagram of the area involved. You may even want to take pictures of the area and enlarge them. You would then explain where the vehicles were moved to, how they were moved there from the positions they were in at the time of the accident and why they were moved before the authorities got there.

Since the person was not cited for being insured you can also bring to the judge's attention that the other party was driving without insurance.

If you received a ticket for the accident and go to court to fight it then the police should be there as well to defend why they ticketed you. You could also bring up the other person not being insured at this time and have them explain why that driver was not ticketed for driving without insurance and see if a ticket could still be issued.

Oklahoma Motor Vehicle section 7-606 is the state law for failure to maintain security on a motor vehicle. Here it states that an owner or operator who fails to comply with the Compulsory Insurance Law of OK shall be guilty of a misdemeanor and upon conviction shall be subject to a fine of not more than Two Hundred Fifty Dollars ($250.00), or imprisonment for not more than thirty (30) days, or by both such fine and imprisonment, and in addition thereto, shall be subject to suspension of license and registration.

The suspension is mentioned more in the DPS Rules Financial Responsibility chapter, 595:15-1-4, discusses suspension for no vehicle liability insurance. Here it states that when the owner fails to timely furnish proof of vehicle liability insurance or of the Department shall immediately suspend the owner's driving privilege and driver license and the registration(s) and license plate(s) of any uninsured motor vehicle registered in the owner's name.

The suspension shall remain in effect until payment of the required fees as provided by statute and proof of insurance is presented.

For more information on OK insurance law contact the Oklahoma Insurance Department or OK Department of Public Safety.

If your insurance premiums increase because of the accident, you can click here to get a nationwide auto insurance quote to compare your rates.