Your question leads me to believe there was no 'collision' coverage on your vehicle at the time of the accident. ('Collision' coverage helps cover your vehicle regardless of who is at fault in the accident.) Now, if the driver of truck company is at fault in the accident, you will want to submit a claim through the insurance company or the driver. The truck company or the driver should have some coverage to a certain limit. Beyond that, I believe there will be no coverage for your vehicle. Also, you will want to get your vehicle fixed as soon as possible, because some insurance companies will not cover a vehicle for 'collision' coverage that has pre-existing coverage.

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