First, if your 17 year old minor is listed as a driver on your policy and is involved in an accident while driving a vehicle on your policy, I expect your insurance company to cover the accident to the insurance limits you purchased. As to what happens from there will depend on the insurance company. Some insurance companies will not renew your policy at its expiration. Other insurance companies will not renew your policy unless you remove your 17 year old minor from the policy. Still, other insurance companies will continue to renew your policy with your minor listed on the policy as a driver, but they will increase your insurance premiums.

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