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I was a passenger injured in an automobile accident. The accident was caused by another automobile making a left hand turn in front of the vehicle I was in. The other vehicle left the scene. Can I file a claim against the insurance company of the driver of the vehicle I was in, under his uninsured motorist coverage?

You have a few different options to investigate. First, if you live in a state that requires personal injury protection, you will want to check your insurance company for that coverage.

You will also want to check with the driver’s insurance company for personal injury protection coverage. If the driver and the owner of the vehicle differ, you will want to check the insurance company of the vehicle’s owner for personal injury protection. After that, you will want to check the uninsured motorist coverage from your insurance company, the driver’s insurance company, and vehicle owner’s insurance company. Chances are any payment from the uninsured motorist coverage from the driver’s policy or vehicle owner’s policy will be excess over any other collectible insurance.

Remember, you can click to get Dickinson Texas car insurance quote (or a quote for any other state in the United States) and compare your rates.

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Question Details
This car insurance question was asked on 7/29/2005
This auto insurance answer was last updated on 10/25/2006
Ralph requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
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